Business Insurance

Business Insurance Quote

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We know that every business strives to be one-of-a-kind. At Encharter Insurance, we want to make sure that all of the hard work that you’ve put into building and growing is protected with quality coverage. Massachusetts, Connecticut, and New Jersey state regulations will determine basic requirements, but we can build a flexible and customized business insurance policy to fit your needs.

Our agents will work with you to establish a package that is custom-built to your potential risks and specialized requirements. See below for our full list of commercial insurance options:

small-business-insuranceSmall Business Insurance

A comprehensive small business insurance policy can reduce the cost of unexpected losses, such as natural disasters, lawsuits, employee injuries, and more. Agents can discuss state regulations to build an affordable policy. Read more about Small Business Insurance.

workers-compensation-insuranceWorkers Compensation

Business owners want to protect their employees from hazard. A workers comp policy is required by law but it also provides the right level of protection, specific to your state and industry. Read more about Workers Compensation Insurance.

commercial-property-insuranceCommercial Property

This policy offers protection for your business’ property inside and out. Coverage includes the building, equipment, lost inventory, etc. Read more about Commercial Property Insurance.

general-liability-insuranceGeneral Liability

A typical policy includes protection of business property and coverage from claims incurred by negligence, bodily injury and property damage. General liability insurance is a necessity in preparation for lawsuits of any kind. Read more about General Liability Insurance.

excess-liability-insuranceExcess Liability

For extra protection, consider excess liability insurance. This policy acts as a commercial umbrella policy to protect your business should a claim be filed that exceeds your general liability coverage. Read more about Excess Liability Insurance.

commercial-auto-insuranceCommercial Auto

If you use your vehicle for your business, you will need a commercial auto insurance policy. Coverage types are similar to those of your personal policy. An agent can walk you through recommended limits. Read more about Commercial Auto Insurance.


These guarantees ensure that certain projects related to your business are completed, regardless of any issues that arise. Our agents can walk you through the numerous bonds we have available. Read more about Bonds.