Whether your Connecticut business has property for a storefront, or if you only use it for storage of equipment and inventory, you’ll want to be sure to talk with your agent about a commercial property insurance policy. Should your small business experience a break-in, or if a fire damages areas of your property, you’ll want insurance coverage in place to help you rebuild or replace what you have lost. Regardless of what your property is used for, the property itself is still an integral part of your business.

Typical commercial property insurance coverage in CT includes the following:

  • The building itself
  • Equipment
  • Lost inventory
  • Furniture
  • Outdoor signs
  • Landscaping
  • Damage to others’ property
  • And more!

This comprehensive package covers all the bells-and-whistles of your property in order to make sure that your business continues to run smoothly, even if an unexpected event occurs. If you’re looking for more coverage in a particular area of your property, you can talk with your agent about customizing your limits and liability protection in order to best meet the needs of your business. For example, if you use company vehicles, you may need a commercial auto insurance policy to ensure that your drivers and vehicles are fully protected. If you need all-inclusive coverage, the agents at Encharter can ensure that you’re covered across the board.

If your location is on or near the water, you may want to talk to your agent about the potential for coastal limitations. If you’re near a flood zone, you can also speak with an agent about obtaining flood insurance for your business.

Using our multiple carriers, agents can work with you to design a comprehensive policy that fits your business’ budget. Be sure to ask about potential discounts, such as going paperless, to save your business even more.

In order to get the most accurate quote for your Connecticut property, be sure to have the following information on hand:

  • Federal ID number, entity type & description of your business
  • Year built
  • Number of stories
  • Construction & square footage of the building
  • Updates to electric, plumbing, roof & heating systems
  • Amount of business personal property
  • Amount of rental income received annually (if applicable)

While working with your fellow employees and your customers, test your knowledge of the state you live and work in with these fun facts:

  • Located in Hartford, the Old State House is the oldest state house in America.
  • The Hartford Courant, established in 1764, is the oldest U.S. newspaper still being published.
  • Stamford is headquarters to the World Wrestling Federation or the WWF.

For a commercial property insurance quote in CT, give our agents a call at 888.754.8299 or fill out our online quote form above.

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