Protecting the things that matter most in your life, by providing easy, affordable, and beneficial insurance coverage.

At Encharter Insurance, our staff of trained professionals are ready to help with caring and convenient service. We've been serving the Pioneer Valley and surrounding areas for over 100 years. It is Encharter's mission, and our pleasure, to serve all members of our community. We are ready and able to assist with your unique insurance needs. Call or email us today!

Now Offering Registry Services at Encharter Amherst Office

Don't want to go to the registry? Are you an Encharter Client?  Now we can process some common registry transactions right in our Amherst office. *            

(*Register and title a new vehicle; Transfer a plate to a new vehicle; Reassign a plate; Renew/reinstate/cancel a vehicle registration)

Prefer Texting

Text keyword Encharter to 22022 and start texting with a live insurance professional.

Customer Referral Program

Refer your friends and family to Encharter and earn a gift card.

Client Portal 24/7 Access

Access your insurance policies 24/7 when it's convenient for you!

All of your insurance needs, over phone, email, and in person.

Protecting you is our priority, and that includes your safety during this pandemic. Encharter is open to the public! However, we strongly encourage appointments to assure social distancing and so you can receive the most prompt service.

Our in-office team is 100% vaccinated. It is our priority to help keep you and our staff safe. We are requiring unvaccinated individuals to wear a face mask and to hand sanitize when entering the building. Call us at (888) 754-8299 or email us at to set up an appointment. We look forward to seeing you!

If you are a policyholder located in New York, please read the notice linked here:

Big brand insurance from a local business.

We work with dozens of leading national and regional insurance carriers to help you compare quotes and find the best insurancecoverage and savings. We're a local independent agency and we love our Massachusetts community. Each year we participate in sponsorships, scholarships and community service events in our area. 

Chubb, Hanover,  Pure,  Bunker Hill, Arbella, Preferred Mutual, Travelers, Progressive, The Hartford, Plymouth Rock, Commerce, Liberty Mutual

How can we help?

Call an agent at 888.754.8299 or 413.475.7283 to learn more about our carriers, services, and products, or ask a question below!

Encharter Insurance, a local agency you can trust.

Encharter can provide you and your family with quality insurance for your personal, business and financial needs. Our knowledgeable agents can help your find affordable and reliable Massachusetts car insurance, home insurance, commercial insurance or life insurance. Our mission is to help protect people in our communities from the financial impact of law suits, fires, car accidents and other unexpected incidents. Our focus is to help our clients grow their assets. We believe in being local (come visit us for an insurance quote in Amherst, MA or Lexington, MA!) and we strive to improve the communities where we live and work. We offer an inclusive selection of products and client-focused service to go beyond meeting your needs and instead, exceeding your expectations! Our team of professionals are experienced and prepared to customize your policies to fit your situation and lifestyle. Our one-stop-shopping agency can work with our wide selection of carriers to get you the policy that will protect your assets best.

Why Encharter? Here is what our clients are saying about us…

more testimonials