The Trusted Partner for Personal & Business Insurance since 1879.

At Encharter Insurance, it's all about protecting you with caring and convenient service. We've been serving the Pioneer Valley and surrounding areas for over 100 years. Though we miss seeing you in the office, we are ready and able to serve all of your insurance needs. Call or email us today!

Holiday Hours

Our office will be closed on Monday January 18, 2021 in observance of Martin Luther King Jr. Day.

Encharter Express

Encharter Express

The fastest and easiest way to get a quote from Encharter Insurance. We started the Encharter Express program because we...

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All of your insurance needs, over phone or email

Protecting you is our priority, and that includes your safety during this pandemic. Our office is not yet reopened to the public and we are fully operational remotely. We're here everyday to help you with your insurance and any questions you may have. Whether you're looking for service or sales, here's how to get a quote, make changes to your policy and get in touch during these unprecedented times.

If you are a policyholder located in New York, please read the notice linked here:

Big brand insurance from a local business.

We work with dozens of leading national and regional insurance carriers to help you compare quotes and find the best insurancecoverage and savings. We're a local independent agency and we love our Massachusetts community. Each year we participate in sponsorships, scholarships and community service events in our area. 

Chubb, Hanover, Pure, Bunker Hill, Arbella, Preferred Mutual, Travelers, Progressive, The Hartford, Plymouth Rock, Commerce, Liberty Mutual

Get in touch with our team!

Call an agent at 888.754.8299 or 413.475.7283 to learn more about our carriers, services, and products, or ask a question below!

Encharter Insurance, a local agency you can trust.

Encharter can provide you and your family with quality insurance for your personal, business and financial needs. Our knowledgeable agents can help your find affordable and reliable Massachusetts car insurance, home insurance, commercial insurance or life insurance. Our mission is to help protect people in our communities from the financial impact of law suits, fires, car accidents and other unexpected incidents. Our focus is to help our clients grow their assets. We believe in being local (come visit us for an insurance quote in Amherst, MA or Lexington, MA!) and we strive to improve the communities where we live and work. We offer an inclusive selection of products and client-focused service to go beyond meeting your needs and instead, exceeding your expectations! Our team of professionals are experienced and prepared to customize your policies to fit your situation and lifestyle. Our one-stop-shopping agency can work with our wide selection of carriers to get you the policy that will protect your assets best.