We are still seeing devastating scenes from cities and towns still suffering from Hurricane Sandy. With homes under water, cars under trees, and buildings destroyed, Sandy definitely made her mark. We can only hope those millions of Americans can restore their life after the devastation. Here are some scary facts and figures of Hurricane Sandy’s effects:
- At least 30 deaths have been reported in the eight states along the eastern seaboard. In the Caribbean, more than 65 deaths were reported last week.
- More than 1 million people in a dozen states along the storm’s path have been ordered to evacuate and the Red Cross estimated more than 11,000 people were housed there.
- There have been more than 8.1 million homes and businesses without power on Tuesday and an additional 145,000 lost power in Canada.
- New York closed 7 major bridges, New Jersey closed one of its busiest toll roads because of flooding, and more than 15, 000 flights have been cancelled so far. The New York City subway
system is expected to take at least 5 days to get the water out.
- One disaster-forecasting company predicted economic losses for Sandy could reach $20 billion, only half of which would be insured.
There’s no denying that Hurricane Sandy was a disaster, especially for those hit really hard in New York and New Jersey. Were you covered by your New Jersey Home Insurance policy? What about your New Jersey Car Insurance if your car got hit by debris or flooded? Call your agent today to discuss your damage or file a claim. If you weren’t hit too badly, Hurricane Sandy may have you wondering “what if?” While we can only hope we won’t have another Sandy anytime soon (or ever!), it’s important to be prepared with the right coverage. It might even be a good idea to ask your agent about a flood insurance policy to cover your property in the event that your basement is starting to fill with water, or worse you find your home under water. It’s time to ask yourself: What kind of coverage do I need?
For flood insurance information, visit our Flood Insurance section.-->
Hurricane Sandy sure did leave her mark on the East Coast. Some of us were lucky not to have been hit too hard and others, especially those in New York and New Jersey, will be spending a lot of time picking up the pieces. While the first thing you should do before beginning a clean-up is contact someone to make sure it’s safe, the list below is a good start to clean-up. If the debris or water has caused damage to your home, you should also take photos before you start your clean-up. If your Massachusetts or Connecticut Home Insurance covers the damage, it may come in handy later to have photos of the damage.
- Keep battery-powered radios or televisions at hand for important flood or power updates
- Check the home’s exterior and hose down debris and mud left by floodwater
- Open interior doors with caution – doors that stick at the top could indicate a ceiling ready to fall.
- Use fans, dehumidifiers and products such as calcium chloride pellets and cat litter to get rid of excess moisture.
- Remove wet wallpaper because damp wallpaper paste is a prime location for mold to grow.
- Call a contractor or building inspector to check for mold damage after a flood.
- After talking to a contractor or building inspector, scrub all interior surfaces that were in contact with floodwaters with bleach or a household disinfectant containing bleach.
If you have a claim for your Massachusetts or Connecticut car insurance or home insurance, call our agent or visit the site for a list of claim phone numbers. The clean-up process after something as serious as Hurricane Sandy is no easy task and we know there’s a long list of things to do. We are here to help you throughout the process.
To keep track of flood insurance news, and for help learning more about your policy, visit our flood insurance section.-->
Before we share some Hurricane Sandy safety tips with you, we would like you to know in the event that you need to make a claim, during or after the storm, you will find relevant claim numbers here.
- You have your flashlights, batteries and emergency kit all prepared for Hurricane Sandy. What else should you know about preparing for a hurricane? With the wind, flooding, rain, and possible snow that Sandy will be bringing our way, many will be left without power. Here are some important things to remember if the power goes out:
- In cold weather, wear layers of clothing that can help keep in your body heat.
- Avoid power lines and use electronic tools and appliances safely to prevent electrical shock.
- If the power has been out for more than two hours, throw away any food that has a temperature of more than 40 degrees.
- The United States Department of Agriculture wants you to be safe from food borne illnesses that could come from your food not being stored at the right temperature during a power outage. Chances are you will have enough to worry about during Sandy; you don’t want to also be stuck at home with the power out not feeling well. Here are some helpful tips for food safety when the power goes out:
- Keep an appliance thermometer in the refrigerator and freezer to help determine if food is safe during power outages. The refrigerator temperature should be 40° F or lower and the freezer should be 0° F or lower.
- Group food together in the freezer — this helps the food stay cold longer.
- Freeze refrigerated items such as leftovers, milk and fresh meat and poultry that you may not need immediately.
- Once Sandy passes, it seems as though we will all be left with the job of cleaning up her mess. Know that those of us at Encharter Insurance will be ready to help you with any insurance needs you have after Hurricane Sandy. Whether it is your Massachusetts Home Insurance or your Connecticut auto insurance, we are here to help. We will be doing our best to work with you and help you to deal with the any damage to your home, auto, or other property caused by Hurricane Sandy.
For flood insurance news and information, visit our resource center.-->
Everyone these days is worried about their carbon footprint, as they should be, but what about your social media footprint? I love sharing tips with you on how to create great content and how to get more followers or clicks, but with social media it sometimes comes down to having great habits. These 3 habits for managing your social media footprint are great for your work AND personal account!
Practice Self Control. Didn’t your mother ever teach you “everything in moderation”? Well, it applies to social media too! It can be easier to say things on social media you may not say in person, but it’s important to monitor yourself. When it comes to your work account this should be obvious, but it seems as though a major company is caught posting something inappropriate once a month! You cannot erase things like this and your personal and professional reputation is at risk. While it’s most important to be careful of what you’re posting, it’s also important to be careful how much you’re posting. One of the
easiest ways to lose followers and likes for both your personal and professional accounts is TOO much content. Don’t overwhelm your loyal fans, practice self control.
Get Off the Grid. While this is geared more to your personal use of social media and all things web, we bet if you get off the grid every once in awhile your work might improve! It’s hard to not always be connected in today’s world of feeling like we always need to be connected and available. If you step away from your work email after hours every once in awhile you’ll probably find yourself more relaxed and happier! And a more relaxed, happier version of you will most likely lead to a more productive worker the next day.
Curation. There’s SO much out there, how do you find the information most valuable to you and your company? Filter the search results by narrowing down your Google news to topics most relevant to you or set Google alerts for topics in your industry. Let’s face it we could all spend hours going through “top news”, but what is it that you’re really interested in hearing more about? There are also apps and services out there that can save you search time and help get you the info you need faster!
What are some of the habits that are important to your brand, personally and professionally that are helping to shape your social media footprint? I admit I could be better at being more consistent in my personal social media use (a little less of five tweets in two hours then zero the next day)!
How’s our LinkedIn Social Media Footprint?