Where Do You Stand on the Facebook Addiction Scale?

Facebook is a social phenomenon that has grown exponentially since its launch. While Facebook has allowed countless people to connect, share experiences, and express themselves, in many ways it is considered both a blessing and a curse. The constant stream of new pictures, information, and statuses can be overwhelming for some, but there are studies and new evidence that suggests... Read More

I Was Victim of a Hit-and-Run While Holiday Shopping…Now What?

An early Thanksgiving means just one thing for some people: an early start to their holiday shopping! Whether you start early to spread out the inevitable high spending or you start early to be one of those people that can say they’re “done” before December, holiday shopping season is underway! For many the most terrifying part of doing your holiday shopping has to push through... Read More

MA auto insuranceAn early Thanksgiving means just one thing for some people: an early start to their holiday shopping! Whether you start early to spread out the inevitable high spending or you start early to be one of those people that can say they’re “done” before December, holiday shopping season is underway! For many the most terrifying part of doing your holiday shopping has to push through crowds at the mall and even worse: the parking lots!

Here you are thinking getting your space stolen is the worse than could happen, but what about what could happen to your car once you’re already parked. What am I talking about? The hit-and-runs that can take place in the craziness of the mall parking lots, and don’t forget the break-ins that can happen. While we hope you all stay safe this holiday season and nothing likes this happens, unfortunately, the holiday season can sometimes bring the opposite of cheer.

The good news insurance-wise is that typically a hit-and-run will be covered by your Massachusetts Car Insurance. Under your collision coverage, if your vehicle gets hit by an unknown motorist and damage is done, your car insurance policy will most likely protect you. This is obviously subject to your deductible.

What about if someone breaks into your vehicle and steals your belongings? In this case, it will not be your car
insurance that will come in handy, but instead your Massachusetts home insurance. If someone breaks into your car and steals your personal property, it would most likely be covered under your homeowners insurance. If you are currently renting and do not have renters insurance, this may be another good reason to look into it. There’s plenty of chaos that comes with the holiday season and mall parking lots are definitely one of the most common places to find it. Use the holiday season as a reason to talk with your agent about your Massachusetts auto and home insurance to make sure you and your family are protected from accidents this holiday season.

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How Much Do You Know About Turkeys?

Happy Thanksgiving! Whether it be family, food, or football, all these activities are synonymous with this festive holiday, coyly nicknamed “Turkey Day”. This fun moniker really makes one think how much do we really know about turkeys? Fear not, because we have procured some terrific turkey facts: Ben Franklin Adored Turkeys – One of our founding fathers was quite the fan of... Read More

New Jersey Home Insurance

Happy Thanksgiving! Whether it be family, food, or football, all these activities are synonymous with this festive holiday, coyly nicknamed “Turkey Day”. This fun moniker really makes one think how much do we really know about turkeys? Fear not, because we have procured some terrific turkey facts:

Ben Franklin Adored Turkeys – One of our founding fathers was quite the fan of our feathered friends. In a letter to his daughter, he expresses his desire for the turkey to represent the nation instead of the bald eagle.

Wild Turkeys Can Fly – These wild birds are able to reach speeds up to 55 mph. The reason this is not so
widely known is because many people associate turkeys with the domesticated kind which weigh too much to fly.

They Have Periscopic Vision – By having eyes on the side of its head, a turkey can see much more than what is in front of it. In the wild, this trait is a means of survival. By rotating its head, a turkey can see up to 360 degrees.

They Blush –  I guess we are not so different after all. When a turkey is excited, scared, or nervous, the skin on the head and neck can change to a red, white or blue. Anyone who has been late to a meeting or split ketchup on your pants can relate to these gobbled buzzards.

Turkeys Have Stones in Their Stomach – Don’t worry about pulling out any boulders in your stuffing this Thanksgiving. These tiny stones are located in the gizzard and are useful for the turkey’s digestion process since it does not have any teeth to break down food.

No matter if your plans are poultry related or not, Thanksgiving is always a great time for family and friends.  Make sure that all your relatives have a feeling of ease and safety while being in your home. Call one of our agents and learn how it is so easy to be covered. Call Encharter and learn more about the benefits of NJ Home Insurance today!

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Protect Yourself Against ID Theft This Cyber Monday

Will you be standing outside in the cold for Black Friday? I will admit I have stood outside before 6am before, but with such great deals on Cyber Monday it’s hard to justify it now! Depending on what it is you’re looking for, you may find yourself getting some serious online shopping done on Monday. Most of us have come... Read More

CT insurance

Will you be standing outside in the cold for Black Friday? I will admit I have stood outside before 6am before, but with such great deals on Cyber Monday it’s hard to justify it now! Depending on what it is you’re looking for, you may find yourself getting some serious online shopping done on Monday. Most of us have come to do a lot of our shopping online and not just around the holidays. While we trust most online retailers, identity theft is still a concern when it comes to shopping online. Unfortunately, 1 in 10 Americans have fallen victim to identity theft and the holidays can be a peak time for it to happen. What can you do to protect yourself? For starters, check out these tips for protecting your accounts when online shopping from Mashable.

  • Look for TRUSTe Privacy or Secured Signs
  • Check Out Without Sharing Banking Information
  • Check Out Website Policies
  • Research Companies
  • Hide your IP address

If you’re still worried about online shopping with your credit card, talk with your insurance agent about Connecticut identity theft insurance.  The cost of someone stealing your information can really add up and the last thing you need around the holidays is that added stress. When you think of insurance, you probably think of your typical Connecticut home and auto insurance, but you never know in what other aspects of your life you will need great coverage.  Shopping online is the convenient alternative to avoiding crazy lines and potentially crazier people, get the protection you need to keep the experience convenient!

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Small Business Saturday November 24th

Instead of writing about a particular business this week, we thought we would remind everyone about Small Business Saturday! While many of us will be shopping Cyber Monday or hitting the stores for Black Friday, Small Business Saturday is an even better way to do some holiday shopping. The day is used to create awareness for consumers about all of the great... Read More

Instead of writing about a particular business this week, we thought we would remind everyone about Small Business Saturday! While many of us will be shopping Cyber Monday or hitting the stores for Black Friday, Small Business Saturday is an even better way to do some holiday shopping. The day is used to create awareness for consumers about all of the great small, local businesses in their area, encouraging people to spend $50 of their monthly budget with independently owned small businesses.

Local Marketing

Will you be participating in Small Business Saturday? I know I’ll be using it as an excuse to do some shopping and support some local businesses. Sometimes it’s easy for us to forget about all the small businesses in our area and skip over them in the name of a larger store that “has it all”. Small Business Saturday is the perfect time to see what you may be missing out on!

Want to find out some of the great small businesses by you? Check out our Partners Program page to see which of our Partners are in your area! If you’re a small business interested in becoming part of our Partners Program, set up a free eMarketing consultation today! Our eMarketing team can help give you great advice about your marketing plan. Check out our blog or download our Local Marketing eBook today!

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