Business owners have a lot of expenses on their plate. When it comes to monitoring your
payroll, did you know that your insurance company may be able to help? At your
end of the year audit, you may find that you had too much or not enough on our
payroll. While this can sometimes mean getting some money back, it can also
mean more expenses at the end of the year for you as a business owner. We
represent companies that can help monitor your payroll throughout the year to avoid extra stress (and potentially money out of your pocket) at the end of the year audit.
Your insurance company may be able to help you match your workers’ compensation payments to your cash flow, making your life that much easier! This cash flow-friendly system can avoid surprises at the end of the year audit with little or no down payment. A more streamlined, easy way to manage your workers’ compensation may be possible for you. Every Commercial Lines Insurance policy is different and discounts and features may vary based on your carrier, but it’s always a good idea to ask your agent!
Contact your insurance agent to see if your company offers this feature.-->
Most of us look at snow and the cold as something we would like to escape. Hey, it’s a right we have as New Englanders to complain about our weather right? There are some people out there who look forward to snow and may be a little disappointed by the lack of flurry in this winter’s forecast. Among those people are those that love to snowmobile. Skiers have it easy, they can take off to a local mountain that has snow all the time and enjoy their winter sport, but that’s not true for snowmobilers. Instead of taking a winter trip to warm weather to escape, why not take a trip to one of these top snowmobile trip locations in the United States.
- West Yellowstone, Montana
- Stanley, Idaho
- Eagle River, Wisconsin
- Jackson Hole, Wyoming
- Newberry, Michigan
- Northern Maine
- Petersville, Alaska
- Mammoth Lakes, California
- Seeley Lake, Montana
- Grand Lake, Colorado
Before you take off to one of these locations, make sure you have the Massachusetts Snowmobile Insurance coverage you need. Some of the coverages you may want to talk to your agent about are bodily injury liability, property damage liability, and collision and comprehensive coverage. Ask our agents about roadside assistance as well!-->
Are you having a Superbowl Party Sunday? If you aren’t a 49ers or Ravens fan you may not be as excited about watching the Superbowl, but there’s still fun to be had. If you’re anything like me, one of your favorite parts about watching football is the food. Why not use it as occasion to get together and enjoy some food (and drinks) with your friends, even if your team didn’t make the cut. Besides, there’s still sure to be some commercials to get you laughing and if anyone can bring a fun halftime show performance it’s Beyonce!
Now that I have convinced you it’s a good idea to have your friends come over to watch the game, I’ll also help you out with some party tips. First, as your insurance agency, I should remind you that if your guests will be drinking, make sure they aren’t driving! Did you know that if they leave your house drunk and get in an accident you can be liable? Make sure you have enough liability coverage on your New Jersey Home Insurance policy. Concerned about your liability coverage on your home and auto insurance not being enough? Call our agents and ask about a New Jersey Umbrella Insurance policy. You won’t believe how affordable extra liability coverage is!
Once you have the coverage you need for your Superbowl Bash, here are some must-haves for your party:
- Great, football-loving friends make the party that much more fun. Even if your team isn’t in the big game, this can really up the excitement.
- Great, easy to eat food is also a must. Make sure everything you prepare can be eaten quickly for those in between moments in the game. A couple of healthy dishes are great for some options, but remember the must-haves like classic dips and wings!
- Make sure you have plenty of seats. Last weekend, my family brought an extra couch into our living room just so everyone would have a comfortable spot. The living room didn’t look its best, but everyone was happy!
- A great TV goes without say, right? A pretty large, HD TV is a must for you and your guests to enjoy all the Superbowl game will have to offer. Just a heads up, surround sound doesn’t hurt.