Do you own a home in a great location or by the water for the summer? You may be considering renting it out for the summer as a great way to make some extra cash. Whether you are renting it out for a week or a month, it’s a good idea to call your insurance agent and make sure you and your home have the coverage you need. Your basic homeowners insurance will not cover a renter after a certain period of time, which varies by state. As the owner of property being rented, it’s a good idea to protect yourself and your property with Dwelling Fire Insurance (also known as Landlord’s Insurance). Having this policy will offer your building structure coverage while others occupy your home. It can also help you reclaim rental income in the event that your tenants are left without someplace to live due to a fire.
In addition, you may want to talk with the tenants about possibly getting Renters Insurance to cover their
belongings. For more information on coverage for renters, read our blog with great advice for those renting a home this summer. Chances are you will have enough to worry and stress about while renting out your home, make your coverage one less thing you have to worry about by giving our agents a call at 888.865.1244 and getting the Landlord’s Insurance you need!
There’s a lot of debate about automated and scheduled posts on your business’ social media. I personally schedule several tweets each morning when I come in, but I only schedule those that will be relevant no matter what. What do I mean by that? Things like contest promotions or our latest whitepaper are things that will be valuable to tweet about no matter what comes up that day so I feel comfortable scheduling those to go out throughout the day. I have several other rules that I follow, but I think this list serves as a great outline if you’re thinking of scheduling your tweets.
- Be conscious about timing. Make sure that you are scheduling your tweets for times when you will at least be by your Twitter in case someone does interact. Also if you send a tweet more than once, space them out. Twitter is so fast moving it’s okay to tweet similar content, but make sure it doesn’t seem too repetitive.
- Don’t go overboard. It’s important to not schedule everything you will send out that day. Still send live tweets and make sure you’re interacting and RT-ing others tweets, something you can’t do if you just schedule and walk away.
- Don’t lie. Don’t say “look what I JUST found” or “look what JUST happened to me” if you’re sending a tweet (or even photo) three hours after that took place.
- Make sure you Proofread! You don’t want to carelessly send out tweets at the beginning of the day, give them the same TLC you would give any tweet. Fact check, make sure it makes sense, and of course proof-read before sending.
Scheduling your tweets can make your life easier and help you not forget about your Timeline throughout the other day as you tackle your to-do list. In my book, I definitely say utilizing this is a do for your social media strategy, but it’s important to have some rules, like those above, in place to keep you on track.
Give Encharter a follow! @Encharter
Did you take the cover off your pool this weekend? Those of us that don’t have pools envy you, but the one thing we don’t envy is all the hard work that goes into maintaining your pool throughout the summer. Before you dive-in to pool maintenance (pun-intended), remember to make sure your insurance company is aware you have a pool and you have the coverage you need on your Home Insurance policy. If you recently put in a pool, definitely give your insurance company a call to update your home insurance. Your company may not insure your home with a pool or they may have certain restrictions. It’s important to be aware of those rules and restrictions in the event that an accident occurs.
Now that we have shared some helpful insurance reminders, we thought it would be helpful to give you some reminders on the pool maintenance tips you should be implementing throughout the summer.
- Check pool chemistry often, making sure you don’t allow the pH level to get above 8.0.
- Clean the skimmer in the pool pump frequently.
- Add chemicals after the sun has set.
- Make sure you run your pumps enough.
- Brush down the walls and tile to help prevent algae
Good luck and enjoy your swimming pool this summer! If you’re still worried about your New Jersey Homeowners insurance coverage for your pool, it might be a good idea to ask your agent about the extra liability an Umbrella Insurance policy can give you. Then you could really float around and relax, knowing you have plenty of coverage if anything should happen.-->
Now that Memorial Day has passed, you may already be brainstorming ways to entertain the kids this summer. Sure local parks and museums can be fun day trips, but what about a sleep away camp? It can give your kids the opportunity to meet new friends and have lots of fun. We are fortunate enough in the Massachusetts area, to have lots of great kids’ camps, but choosing the right one can be difficult. These camps are known for helping your child become more self-confident, independent and respectful. They also have a smaller ratio of counselors to kids, insuring your kids will be getting the attention they need to help them have a better time and more importantly, watch over them to keep them safe! Here are some of Boston’s Best Sleep Away Summer Camps from CBS local:
Camp Wingate Kirkland is located in Yarmouth Port and is a co-ed camp situated right on a pond. Kids get to choose what they do daily and with options like whale watching, deep sea fishing, arts & crafts, and horseback riding, they really can’t go wrong.
Camp Marist is situated on 300 acres of land in the White Mountains on Ossipee Lake in Effingham, New Hampshire. Aimed at teaching kids self-confidence and positive character traits, this co-ed camp is open to children from 6 to 16. Aside from exciting daily activities like go-carting and sailing, Camp Marist has special events like talent shows and an international night.
Camp Atwater in North Brookfield, Massachusetts is located on 75 acres on Lake Lashaway. They accept children ages 8 to 15, instill positive qualities, and aside from fun camp activities, also offer nutritious meals.
Once you choose the right camp for your son or daughter, the hard part comes. You have to pack up the car, drive them there, but worst of all, you have to say goodbye. As a parent, your head will probably be filled with worry on your ride there, making your Massachusetts car insurance very important. Whether you’re distracted or others on the road are, you need to make sure you have the coverage you need if an accident should happen. Having a great auto insurance policy is the best way to give yourself peace of mind on the road, even if your mind is stressing about other things.-->