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I’m Renting Out My Home…Now What?

Do you own a home in a great location or by the water for the summer? You may be considering renting it out for the summer as a great way to make some extra cash. Whether you are renting it out for a week or a month, it’s a good idea to call your insurance agent and make sure you and your home have... Read More

Landlords Insurance MADo you own a home in a great location or by the water for the summer? You may be considering renting it out for the summer as a great way to make some extra cash. Whether you are renting it out for a week or a month, it’s a good idea to call your insurance agent and make sure you and your home have the coverage you need. Your basic homeowners insurance will not cover a renter after a certain period of time, which varies by state. As the owner of property being rented, it’s a good idea to protect yourself and your property with Dwelling Fire Insurance (also known as Landlord’s Insurance).  Having this policy will offer your building structure coverage while others occupy your home. It can also help you reclaim rental income in the event that your tenants are left without someplace to live due to a fire.

In addition, you may want to talk with the tenants about possibly getting Renters Insurance to cover their
belongings. For more information on coverage for renters, read our blog with great advice for those renting a home this summer. Chances are you will have enough to worry and stress about while renting out your home, make your coverage one less thing you have to worry about by giving our agents a call at 888.865.1244 and getting the Landlord’s Insurance you need!

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Is Scheduling My Tweets a Bad Idea?

There’s a lot of debate about automated and scheduled posts on your business’ social media. I personally schedule several tweets each morning when I come in, but I only schedule those that will be relevant no matter what. What do I mean by that? Things like contest promotions or our latest whitepaper are things that will be valuable to tweet... Read More

Twitter Business Tips

There’s a lot of debate about automated and scheduled posts on your business’ social media. I personally schedule several tweets each morning when I come in, but I only schedule those that will be relevant no matter what. What do I mean by that? Things like contest promotions or our latest whitepaper are things that will be valuable to tweet about no matter what comes up that day so I feel comfortable scheduling those to go out throughout the day. I have several other rules that I follow, but I think this list serves as a great outline if you’re thinking of scheduling your tweets.

  • Be conscious about timing. Make sure that you are scheduling your tweets for times when you will at least be by your Twitter in case someone does interact. Also if you send a tweet more than once, space them out. Twitter is so fast moving it’s okay to tweet similar content, but make sure it doesn’t seem too repetitive.
  • Don’t go overboard. It’s important to not schedule everything you will send out that day. Still send live tweets and make sure you’re interacting and RT-ing others tweets, something you can’t do if you just schedule and walk away.
  • Don’t lie. Don’t say “look what I JUST found” or “look what JUST happened to me” if you’re sending a tweet (or even photo) three hours after that took place.
  • Make sure you Proofread! You don’t want to carelessly send out tweets at the beginning of the day, give them the same TLC you would give any tweet. Fact check, make sure it makes sense, and of course proof-read before sending.

Scheduling your tweets can make your life easier and help you not forget about your Timeline throughout the other day as you tackle your to-do list. In my book, I definitely say utilizing this is a do for your social media strategy, but it’s important to have some rules, like those above, in place to keep you on track.

Give Encharter a follow! @Encharter

 

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Hiring the Perfect Intern

During our social media seminars, we always suggest at the end that hiring an intern is a great way to get some help kicking off your social media marketing, or to help maintain your efforts. However, finding the perfect intern isn't as easy as hiring someone who knows a thing or two about social media. Follow these do’s and don’ts for... Read More

Pool Maintenance Tips

Did you take the cover off your pool this weekend? Those of us that don’t have pools envy you, but the one thing we don’t envy is all the hard work that goes into maintaining your pool throughout the summer. Before you dive-in to pool maintenance (pun-intended), remember to make sure your insurance company is aware you have a pool... Read More

Umbrella Insurance Pool

Did you take the cover off your pool this weekend? Those of us that don’t have pools envy you, but the one thing we don’t envy is all the hard work that goes into maintaining your pool throughout the summer. Before you dive-in to pool maintenance (pun-intended), remember to make sure your insurance company is aware you have a pool and you have the coverage you need on your Home Insurance policy. If you recently put in a pool, definitely give your insurance company a call to update your home insurance. Your company may not insure your home with a pool or they may have certain restrictions. It’s important to be aware of those rules and restrictions in the event that an accident occurs.

Now that we have shared some helpful insurance reminders, we thought it would be helpful to give you some reminders on the pool maintenance tips you should be implementing throughout the summer.

  • Check pool chemistry often, making sure you don’t allow the pH level to get above 8.0.
  • Clean the skimmer in the pool pump frequently.
  • Add chemicals after the sun has set.
  • Make sure you run your pumps enough.
  • Brush down the walls and tile to help prevent algae
    build-up.

Good luck and enjoy your swimming pool this summer! If you’re still worried about your New Jersey Homeowners insurance coverage for your pool, it might be a good idea to ask your agent about the extra liability an Umbrella Insurance policy can give you. Then you could really float around and relax, knowing you have plenty of coverage if anything should happen.

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The Benefit of Twitter Advertising

At the end of April, Twitter announced that advertisements are available to the general population of Twitter users.  Now wait just a second – what’s the big deal?  We’ve all come across ads on Twitter before.  Since March of last year, Twitter offered select small businesses an opportunity to advertise.  However this was a trial period of invite-only – now there is a self-serve ad... Read More

Summer Sleep Away Camps for Kids

Now that Memorial Day has passed, you may already be brainstorming ways to entertain the kids this summer. Sure local parks and museums can be fun day trips, but what about a sleep away camp? It can give your kids the opportunity to meet new friends and have lots of fun. We are fortunate enough in the Massachusetts area, to have... Read More

Summer Camps MA

Now that Memorial Day has passed, you may already be brainstorming ways to entertain the kids this summer. Sure local parks and museums can be fun day trips, but what about a sleep away camp? It can give your kids the opportunity to meet new friends and have lots of fun. We are fortunate enough in the Massachusetts area, to have lots of great kids’ camps, but choosing the right one can be difficult. These camps are known for helping your child become more self-confident, independent and respectful. They also have a smaller ratio of counselors to kids, insuring your kids will be getting the attention they need to help them have a better time and more importantly, watch over them to keep them safe! Here are some of Boston’s Best Sleep Away Summer Camps from CBS local:

Camp Wingate Kirkland is located in Yarmouth Port and is a co-ed camp situated right on a pond. Kids get to choose what they do daily and with options like whale watching, deep sea fishing, arts & crafts, and horseback riding, they really can’t go wrong.

Camp Marist is situated on 300 acres of land in the White Mountains on Ossipee Lake in Effingham, New Hampshire. Aimed at teaching kids self-confidence and positive character traits, this co-ed camp is open to children from 6 to 16. Aside from exciting daily activities like go-carting and sailing, Camp Marist has special events like talent shows and an international night.

Camp Atwater in North Brookfield, Massachusetts is located on 75 acres on Lake Lashaway. They accept children ages 8 to 15, instill positive qualities, and aside from fun camp activities, also offer nutritious meals.

Once you choose the right camp for your son or daughter, the hard part comes. You have to pack up the car, drive them there, but worst of all, you have to say goodbye. As a parent, your head will probably be filled with worry on your ride there, making your Massachusetts car insurance very important. Whether you’re distracted or others on the road are, you need to make sure you have the coverage you need if an accident should happen. Having a great auto insurance policy is the best way to give yourself peace of mind on the road, even if your mind is stressing about other things.

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Featured Partner of the Week: Village Cafe & Bistro

The Village Café and Bistro is located in Canton Village Shopping Plaza, serving breakfast from 7am until 11:30 am Monday- Friday and till 2pm on Saturday and Sunday. After that, they serve a delicious lunch selection featuring soups, salads, sandwiches and daily specials, from 11am - 3pm. And of course they also have you covered for dinner stop in after 5pm... Read More

The Village Café and Bistro is located in Canton Village Shopping Plaza, serving breakfast from 7am until 11:30 am Monday- Friday and till 2pm on Saturday and Sunday. After that, they serve a delicious lunch selection featuring soups, salads, sandwiches and daily specials, from 11am – 3pm. And of course they also have you covered for dinner stop in after 5pm on Friday and Saturday and try one of their entrees paired with something off of their beer and wine list. It doesn’t stop with great food in-house for The Village Café and Bistro, they also offer catering for anywhere to 2 to 300 people. Now THAT sounds like a full course selection!

What can you expect with their menu? Lots and lots of options. Their breakfast stretches beyond just omelets and pancakes; they offer eight different kinds of poached egg dishes. If you’re in the mood for an omelets or pancake, they have seven kinds of cheeses for your omelets and seven toppings to choose from for your pancakes. THAT is how you should be eating the most important meal of the day! The yummy choices don’t stop at breakfast, they also have plenty of options for lunch and dinner, but I’m afraid if I tell you about them I’ll end up leaving work to get a sandwich now and it’s only 11am.

Next time you’re in the Canton, Connecticut area makes sure you stop by and treat yourself to some of the most delicious food in the area! Call for dinner reservations before heading over and save yourself the wait. Check out our blog for more featured partners!

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My Home Was Damaged by a Tornado…Now What?

Would you have the coverage you needed if your home suffered damage from a tornado? Given the recent events in Oklahoma, we thought now would be a good time to answer some questions you may have about insurance coverage and tornados. Chances are, when you signed on the dotted line for your Connecticut homeowners insurance policy (or any other state home insurance... Read More

CT Home Insurance

Would you have the coverage you needed if your home suffered damage from a tornado? Given the recent events in Oklahoma, we thought now would be a good time to answer some questions you may have about insurance coverage and tornados. Chances are, when you signed on the dotted line for your Connecticut homeowners insurance policy (or any other state home insurance policy), you also signed off on “no flood and no earthquake” coverage, but what about tornadoes? Your homeowners insurance will most likely cover tornado damage.

Some examples of incidents that can happen due to a tornado are damage to your siding or windows, a tree falling, and even your roof being ripped off.  Luckily for you in these situations, the wind coverage that is one of the named perils on your policy would come into play, covering this damage. In a situation where your car is victim to a tree falling due to a similar situation, you would be coverage under your comprehensive coverage on your car insurance as well. While all situations vary, you would be surprised at how much coverage you have for tornado damage on your homeowners’ insurance policy. If you have further questions or think it may be a good idea to get more coverage, call your agent. Your agent can talk with you about your specific policy and limits and address your concerns, give them a call at 888.865.1244!

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Twitter’s Lead Generation Card

Twitter just made a move that many brands will be very pleased with. They announced yesterday their newest feature for businesses, the Lead Generation Card. This gives businesses a way for users to sign up for promotions or memberships. This allows you obtain a username and email from Twitter followers that could potentially turn into sales, making it easier for followers... Read More

Twitter just made a move that many brands will be very pleased with. They announced
yesterday their newest feature for businesses, the Lead Generation Card. This gives businesses a way for users to sign up for promotions or memberships. This allows you obtain a username and email from Twitter followers that could potentially turn into sales, making it easier for followers to express interest in your products. Your Twitter followers that may not make their way to your site to fill out a form or get more information can now do it right on the site. As marketers, we are all very aware that the easier things are for people to do, the more likely they are to do them. If they are already following your brand, it would appear there is some interest there, why not capitalize on that curiosity and turn them into a lead?

Twitter Leads

When your users click to expand a tweet, they will see an option that allows them to sign up for something, that will already include their Twitter handle and email. While this feature is not yet available to businesses globally, it’s something to think about for your brand. How would you make the most of this addition and how could you use it to increase sales?

I personally love how Twitter continues to add features that make the lives of every day users and businesses easier. It’s clear they see the value in both and want to improve the overall experience for both sides. It seems to me that Twitter just “gets it”. As someone who uses Twitter personally and professionally, I always look forward to seeing what new changes they will come up with next.

Give us a Follow here: Encharter Insurance Twitter!

 

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Tips for Memorial Day Weekend Traveling

Rain or shine, you’re most likely looking forward to the long weekend. If you are going away this Memorial Day, I’m sure you are already dreading the journey to your vacation. Let me paint you a picture of how my trip will go: about four hours in a five passenger car with five people, a medium sized dog and way... Read More

Car Insurance Online MA

Rain or shine, you’re most likely looking forward to the long weekend. If you are going away this Memorial Day, I’m sure you are already dreading the journey to your vacation. Let me paint you a picture of how my trip will go: about four hours in a five passenger car with five people, a medium sized dog and way more luggage than we all need. Will your ride be similar? Hopefully traffic won’t be too bad this year, but it’s good to be prepared anyway. If you want to be prepared for your trip, here are 5 Tips for Your Memorial Day Weekend Travels. They may not solve all of your problems, but they can certainly help!

Consider driving overnight. We caution you to be extra careful because there may not be the safest, most alert drivers on the road overnight, but it is one day to avoid traffic.

Always have a spare tire. Think about how much longer your trip would take if you had to pull over, wait for someone to get to you in traffic, change your tire, then hit the road again. Be prepared and avoid a flat becoming a major detour for you.

Bring an Emergency Vehicle Kit. Having a set of jumper cables in your car can never hurt, even if the car is new and you’ve never had issues. It may also be helpful to have extra fluids and even a jug of water in the chance that your car overheats.

Check the Fluid Levels in Your Car. Whether you check it yourself or take it to a service center, it could save you a lot of trouble to know where you stand before you hit the road. Do you need your oil changed? What about washer fluid?

Watch out for other drivers! This is true for every time you get behind the wheel, but even more important for busy weekends. With more people on the road and everyone in a hurry to get where they’re going, you may encounter even more aggressive drivers than usual.

Do you know what else you should make sure to have before hitting the road? Massachusetts Car Insurance because even if we are prepared and are watching out for other drivers, we know how the roads can be. The best way to protect yourself against accidents on the busy roads this weekend is with a great car insurance policy. You can get your car insurance online, saving you valuable time you can now put towards planning your trip and packing your car now!

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