If you’re a business owner, chances are you will find yourself needing Commercial Vehicle Insurance. While your basic business insurance policy can give you the coverage you need for lawsuits, employee injuries, unexpected losses, and more, it does not provide coverage for vehicles you use for business. Your basic business insurance policy wouldn’t cover charges that may come with an accident. Commercial vehicle insurance can protect your business and your vehicles in the case of an accident, especially if another driver or someone else’s property is involved. But in addition to your commercial vehicle insurance, you may need commercial plates.
Whether you have Commercial Vehicle Insurance or not, you may find yourself wondering if you need commercial plates for your vehicle. If you have signage or lettering on your vehicle, then you will need commercial plates . Even if you have magnetic lettering that can be removed, it’s a must to have commercial plates on your vehicle. You may also
need commercial plates if your vehicle exceeds personal gross weight limits. Check with full restrictions based on your state, but even if you have a large truck for personal use, at a certain weight, it requires commercial plates.
In Massachusetts, the commercial plate you need will depend on the industry and trade that you are in. For example, a farmer can get a special farmer plate while a person who does repairs will have a repairer plate. Talking to an agent or inquiring at the DMV will help you get the appropriate plate for your business. To get more information about MA commercial plates, read this FAQ by the MA Registry of Motor Vehicles.
If you have questions about whether your vehicle should be on a commercial auto insurance policy instead of
a personal policy or whether or not you need commercial plates, give our agents a call! It is better to be safe than sorry, especially when it comes to protecting your business. Our agents can take the
time to review your policy and make sure your commercial car insurance covers the needs of you and your business. They can share coverage options and even discounts with you, helping you get the best coverage and an affordable price.
We’re always happy to help out! Call Encharter at 888.865.1244!-->
It is always tough to figure out pranks that will be funny, but not go too far. Luckily, we have found some pranks that will scare your friends but are completely harmless. Getting insurance involved in your fun prank should be the least of your concerns!
Wormy Apple – Take some gummy worms and place them all over the fruit in your household. Pack them in lunches for your family and see how long it takes them to react!
Wacky Milk – A few drops of food coloring will do the trick. Your friends will cringe as the moldy
looking milk that is still just as tasty to drink!
Break the Computer Screen – There is a desktop background which creates the illusion that the screen is cracked. While your coworker is away from their desk, change the background so once they return, they will think there is a break in their LCD screen!
Taped Light Switch – A very simple yet effective prank. With some clear tape, place the switch down so it can’t be flicked on. Watch as anyone struggles with this simple task!
Take The Call – Again, some tape is needed. While someone is away take their cell phone and place it on the underside of their chair. Wait for them to return and call them. Watch the walk around confused as they try to figure out where it could be.
Have a prankster in your life? Make sure that your home is covered in case someone pulls a prank and doesn’t follow our tips. With NJ Home insurance, you can rest easy knowing your household is safe regardless of any accident.