Distractology Kickoff!

Encharter Insurance and Arbella Insurance are excited for the start of our Distractology program at Amherst-Pelham Regional High School this week! Distracted Driving is no joke. According to the National Highway Traffic Safety Administration, in 2015, a distracted driver was involved in 21 of 291 fatal car crashes in Massachusetts. Even though the state has a texting-and-driving ban issued in 2010, distracted driving... Read More
cyber insurance checklist

Cyber Insurance Checklist

A cyber attack could happen to any business, big or small. Many small businesses feel as though they are too small to be targeted. However, since small businesses often have this mindset, hackers will frequently go after small businesses knowing that they probably do not have the security measures in place to deter them. It's important to assess your cyber... Read More
gap insurance

What is Gap Insurance?

When you buy a new car, the moment you drive ut off the lot, the car is now considered a used car. For this reason, the value of the car decreases dramatically. Gap insurance helps covers the gap between what your vehicle is worth, and what you would have to pay if you car was in a collision. It can... Read More
EPLI

EPLI – Employment Practices Liability Insurance for Small Businesses

What is EPLI? EPLI stands for Employee Practices Liability Insurance. It is a form of commercial insurance that helps protect your business from incidents regarding the employment process.   What does it cover? Though coverage varies from policy to policy, these are some common employee lawsuits that EPLI may cover: Sexual Harassment Mismanagement of benefit plans Wrongful infliction of emotional... Read More
back to school insurance

Back to School Insurance Checkup!

With school starting in the next week or two, it’s important to do a quick insurance check up. The new school year is here, and it’s the perfect opportunity to reevaluate your insurance policies. There could be changes this year, so it’s never a bad idea to give your coverage a tune up to prepare for the future.   Auto... Read More