What is Cyber Insurance and Why Do You Need it?

Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the services a company provides. E&O insurance is analogous to product liability policies for companies that sell physical or digital products. At Encharter Insurance, it’s important to us that you and... Read More

Hiring a Contractor for Home Updates

If you own a home, then chances are at some point you will need to hire someone to do repair work on your home.  At Encharter Insurance, we know that hiring a contractor or handyman to perform work on your home often comes with risks. Below are nine things for you to consider before you hire a contractor. If you... Read More