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icicle damage

Prevent Damage From Icicles

Icicles, though a pretty sight, can be dangerous in the winter. They can indicate an ice dam, or cause problems for your gutters. If you begin to see icicles forming on your home, then you can take action. Ice Dams Icicles can indicate formation of an ice dam on your roof. An ice dam is when the heat from the... Read More
renters insurance

How Much Renters Insurance Do I Need?

According to a study by Pew research, approximately 36.6% of people rent their homes. With rental rates on the rise, getting renters insurance might be a good idea. While having renters’ insurance is not required if you rent your home, it can make a difference if an accident or natural disaster occurs. It can be confusing to think about how... Read More
digital security for small business

Digital Security and Your Business

Privacy and security are two growing areas for small business owners. Most businesses have at least some digital presence. Keeping your own data and the information provided by customers safe is crucial. In report by Verizon, they found that there were 53,000 data incidents in 2018, including 2,216 confirmed data breaches. As a small business owner, there are measures you... Read More
drowsy driving

How to Avoid Driving While Drowsy

Being alert while behind the wheel is important for the safety of you and others. Things can happen unexpectedly, and as a driver, you may need to make some quick decisions to avoid an accident. However, if you are tired or sleepy when driving, it could severely impair your ability to driver. Some studies have concluded that driving tired as... Read More
proposing

Proposing on Valentine’s Day!

Before you pop the big question on valentine’s day, there are some insurance things you should think about. It might be all love and roses on the day, but afterwards, what happens? As far as insurance goes, proposing to a significant other is a big life event. Think about these things before the excitement of an engagement ensues. Insurance for... Read More
home-based business insurance

Home-Based Business Insurance

Many small businesses begin right in your home. Regardless if your business is just getting started or you’ve been established for a while, your home-based business should have insurance to help keep it protected. Even the comforts of home can’t stop disasters or accidents from happening. And there’s sometimes little you can do to prevent these incidents from happening.  ... Read More
home renovation insurance

Insurance and Your Home Renovations

Home is where life happens. It’s where you raise kids, host family, and live your life everyday. Renovating your home can be a huge undertaking. Protecting your home during and after making improvements is important. Having insurance can help you if something unexpected happens. Read Up on Your Current Homeowners Policy Before starting any project, make sure that your current... Read More
diy energy audit

DIY Energy Audit on Your Home

The EPA’s Energy Star program estimates that by using energy efficient products in your home, you could save anywhere from 5%-30% on annual energy costs! Performing an energy audit of your home is an easy way to evaluate potential ways to improve your energy bill. You can certainly hire a professional to help you assess your home’s current state, but... Read More