Protect Your Beauty Salon Business
Your business is making people look and feel beautiful. That's why Encharter loves beauty salons and we recognize you've invested plenty of your hard earned money into your business. You shouldn't have to worry about losing it. That's why we're here. We can take many of the concerns of protecting your business off your plate by providing the right insurance coverage at the best price. Whether you're a one person barbershop, or a multi-location salon, we can provide the protection and peace of mind you need.
|Insurance Type||What does it cover?*|
|Property Coverage||Your building(s)|
|Business Personal Property||Your equipment and inventory|
|General Liability||Claims from clients or visitors potentially falling or getting injured at your shop|
|Workers Compensation||Protects your employees for medical expenses and lost wages|
|Professional Liability||Protect your professional services|
|Ex: Client claims of emotional distress, treatments gone wrong resulting in bodily injury, personal injury|
|Employee Theft||Losses from employees who steal from your business|
|Business Interruption||Loss of income due to unforeseen loss causing your business to shut down|
|Cyber Liability||Cyber criminals can shut your business down overnight and demand hefty payments; wide range of cyber protections available|
|Employment Practices Liability (EPLI)||Protect yourself as an employer against wrongful termination, discrimination, sexual harassment, and retaliation lawsuits|
|Auto||vehicles owned by your business or used incidentally|
|Umbrella Coverage||Provides extra liability coverage for catastrophic losses|
*for example only, for specific coverage details refer to policy
You may not want all of these coverages and that's why you need Encharter, an independent insurance agent who wants to learn about you and your specific business priorities. It's not about selling you insurance, it's about helping you to understand risks to your business and prioritizing the protection that works best for you. We represent over 50 insurance companies. Why should that be important to you? Just like each of your clients' needs the right shade of hair color and style to fit them, your business needs the right insurance carrier to fit you with the right coverage at the best price. Think of what would happen if you only had 5 hair styles to offer your clients!
We have a long tradition dating back to 1879 of insuring businesses owned by men, and it's a tradition we want to continue. But, we are also, like many of you, an all woman business and want to support both woman employees and owners. Moreover, it is our mission and our pleasure to serve people of every gender, every skin color, any religion, every nationality, and all members of the LGBTQ community are welcome with open arms at Encharter Insurance.
Contact us, we want your business to succeed, don't miss out on savings and don't be without the coverage you need to protect your business.