Business owners understand the importance of having enough liability coverage to protect their business, themselves, and their employees. In order to properly protect your Connecticut business, you may need a policy with liability limits that exceed those in your small business insurance policy or your general liability insurance policy. Many business owners opt for an excess liability insurance policy to protect against the accidents and unexpected mistakes that may happen. The umbrella of protect that goes along with your excess liability allows you to have the peace of mind you need to keep your business going.
Excess liability insurance policies in CT provide protection after your existing small business or general liability policy limits are used up. This helps business owners avoid paying out-of-pocket for excess costs. However, there are other benefits to a commercial umbrella policy such as:
- Protection for claims against you for other underlying policies such as auto or watercraft
- Protection anywhere in the world
- Coverage for defense costs and attorneys’ fees associate with claims against you
The proper amount of coverage for your commercial umbrella insurance policy varies on a few important factors. Be sure to have the following information on hand when calling for a quote:
- Type of business
- Number of employees
- Amount of assets
The commercial insurance agents at Encharter understand that your business’ needs are unique and they can customize the right package with the proper protect for you. As the owner of the business, it is your job to protect your company, its assets and your employees. Our agents are here to help you do just that. If an accident or unforeseen incident were to occur, such as a cyber security breach, would you have the proper liability protection on your small business or general liability policy? Do you need a Connecticut excess liability policy?
Check out our customer testimonials to see what our clients are saying!