Accidents happen. Do you have the liability coverage you need for your Massachusetts business if an accident leads to a major issue for you and your business? Sometimes something as small as a customer falling and getting hurt can lead to lawsuits. If you were to be sued, not only will you have to deal with the headache of hiring a lawyer and multiple trips to court, you will also have to worry about the cost of everything.
Every business owner should have commercial liability insurance for their business, but sometimes that isn’t enough. Accidents and unexpected mistakes are unfortunately too common these days. In order to prepare and protect your business, and yourself from claims made against you, talk with our agents about getting an excess liability insurance policy. Having an excess liability insurance policy can help cover any larger scales accidents, even cyber accidents, that could otherwise cost you your business. Also known as a commercial umbrella policy, having this can create an umbrella of protection over your business that will allow you to have the peace of mind you need as a business owner.
Here are some situations in which having a business umbrella policy can help:
- Protection anywhere in the world
- Protection for claims against you for other underlying policies such as auto or watercraft
- Coverage for defense costs and attorneys’ fees associate with claims against you
Our commercial insurance agents understand the needs of a small business, and they also understand that the needs of each small business are unique. As a business owner, it is your job to protect your company, assets, and employees and our agents can help you do just that. If something were to happen would the liability you have on your small business insurance policy be enough?
Excess liability policies are designed to provide coverage above the limits of underlying coverage of your other business insurance policies. Sometimes when it comes to your business, the basics won’t cut it. Our agents can help answer your questions and concerns when it comes to having enough liability and get you an excess liability policy to fit the needs of your MA business. Don’t let a claim against your business result in your business being taken away. Instead protect your business with the added liability coverage that a commercial umbrella insurance policy can bring your business.
In order to get the proper amount of coverage for your business, there are certain pieces of information an agent will need to get an accurate quote. Have the following information on hand when calling for a quote:
- Type of business
- Number of employees
- Amount of assets
Fill out the email form or give our commercial lines agents a call at 888.754.8299 for an excess liability quote for your business.
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