A typical General Business Liability policy includes protection of business property and coverage from claims incurred by negligence, bodily injury and property damage. General liability insurance is a necessity in preparation for lawsuits of any kind.
You have worked hard to get your business off the ground, and you continue to work every day to help it grow and succeed. This is precisely why it is so important to protect every aspect. What would happen if someone were to sue you? Lawsuits, claims, and other unexpected events can happen and if you’re not covered with general liability insurance, it could result in the loss of your CT, NJ or MA business. Gaps in your business insurance coverage can leave you vulnerable, which is why having the right policy can provide value to you and your company.
Liability insurance can give you coverage from claims incurred by:
- Bodily Injury
- Property Damage
Protection from on-site accidents, injuries, or damages resulting from goods or services you have sold are all things you may not think about on a daily basis, but they can happen. As they always say, it’s better to be safe than sorry, and having the right coverage can offer you more safety for your small business. Having a general liability policy in addition to your basic business insurance policy can give you that added layer of protection you need in Massachusetts, Connecticut and New Jersey. Our commercial insurance agents can work with you to make sure you have no gaps in your coverage and ensuring that you have the necessary protection.
While general liability can give you a wide range of protection, you should talk with our agents about specific policies that could provide you with extra coverage. For instance, workers comp insurance can help cover the costs of employee expenses due to injury or disease. Also, be sure to let our agents know about any commercial property or commercial vehicles you may have so that they can provide you with the proper coverage. While speaking with your agent, don't forget to ask about discounts available to your business.
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