Workers compensation insurance, or workers comp, is required by law and provides important protection to you as a business owner. Of course you want to protect your employees from the hazards of the job, but having a workers comp policy in place doesn't just help your employees - it helps you avoid costly lawsuits should something go wrong. At Encharter, we can help you find a workers comp insurance policy specific to your state and industry and suited to your unique business.
Among the business insurance coverage you should have to give you the best protection in CT, MA, and NJ, workers compensation ranks very high on the list. Whether your state requires it or not, it is a great investment. There are a lot of important elements that allow your business to run smoothly and successful and your employees are definitely one of them. It can protect your employees if they were to suffer from an injury or disease.
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Worker’s comp policies can provide coverage for:
Knowing the rules and requirements when it comes to your coverage for your business is crucial in the event that situations like lawsuits and injuries should arise. The right workers compensation policy in Massachusetts, Connecticut or New Jersey can end up saving you a lot of money should you find yourself in one of these situations. As a business owner, you are required to offer this coverage to your employees and not doing so could result in fines for your business.
It can be confusing figuring out just how much coverage you need to have, but our agents are here to help. You might also be interested in general liability insurance which can protect your business with a wide variety of coverage. Ask our agents if this protection is right for you! Our agents can also help you save money. Ask about the Go Paperless discount for your business to save even more.