What Do I Do If My Business Floods?
Summer rains are a common culprit of flooding. Often when thinking of flooding, melting snow comes to mind, but floods can happen any time of year. But even in areas where flooding doesn’t usually occur, it can still happen. Experiencing flooding, at home or at your company, can be devastating. Here are some things you can do if you have... Read More
Top Insurance Coverage Every Small Business Needs
As a small business owner, it’s essential that you do what you can do protect your company. No matter what industry you operate in, there are some types of coverage that you should consider having. Insurance is like a safety net. Hopefully, you will never need to resort to insurance coverage, but sometimes accidents are inevitable. When accidents do happen,... Read More
How to Protect Your Business from Natural Disasters
Natural disasters can happen anywhere, at any time, and can affect everyone. If you own a business, you need to prepare for natural disasters, just as you would at home. By being prepared for disaster, you can mitigate some potential damage. While taking preventative measures is a good first-line of defense, sometimes disasters are inevitable. Insurance is also important to... Read More
How to Protect Your Business Against Crime
Your small business is not immune to crime. Theft can take many forms – nowadays it’s not just a burglar breaking into your building and stealing money from a cash register. Protecting your small business against all forms of crime is important. Even though your company may not be a giant enterprise, it is still susceptible. In fact, many businesses... Read More
What Insurance Does a Contractor Need?
Doing independent contract work is a popular occupation for many people. Electricians, plumbers, and HVAC contractors, janitorial, and lawn care are all professions that should have insurance coverage. Even though you may work for yourself, sometimes accidents happen. Your team members will also appreciate having coverage. If an accident occurred, and you did not have coverage, you could be paying... Read More
Summer Insurance For Your Business
The summer is here and it’s the perfect time to reevaluate your business insurance policies. Even though you may think that your small business is protected by your current policies, it never hurts to do a quick check. The summer months bring their own hazards and it’s important to make sure that you are prepared for whatever pops up. These... Read More
Insurance Coverage for Summer Interns
Summer is a popular time to hire some interns. It’s a great way to get some extra help and give students a hands-on , learning opportunity. Making sure that your interns are as protected as your full time employees is important. Even if they are only at your company temporarily, preventing accidents and having coverage for mishaps is crucial. ... Read More
How to File a Business Insurance Claim
Being a small business owners is challenging. Even the best laid plans often go awry. And when they do your insurance policies are there to help protect you. It may be unfortunate if someone gets hurt, you fall victim to a cyber attack, or your property gets flooded. Having the right insurance coverage is the first step in helping to... Read More
How to Reduce the Cost of Workers Comp
Though workers comp may be required in your state, it doesn’t mean you have to pay a fortune for it. Workers comp insurance helps protect your employees in the event they get injured or sick on the job. Your small business doesn’t need to feel imprisoned by the cost of workers comp. These are some ways that your business can... Read More