Ways to Prevent Bodily Injury and Property Damage
As a business owner, taking measures to maintain safety for both your patrons and your employees is important. Despite putting forth best efforts on safety, accidents do occur. Being prepared for bodily injury and property damage accidents is imperative. One of the most common accidents is slip and fall, but there are a multitude of liability-related incidents that can happen.... Read More
Does Business Insurance Cover Rental Property?
What if a fire breaks out and burns down your commercial rental property? What if a thief breaks in? If you are renting space for your small business, then you’ll probably need a commercial property insurance policy. Though you may have some insurance for your business, it’s important to make sure that you are protecting the contents of the building.... Read More
How to Assess Insurance for Your Small Business
Small businesses need insurance just as much as any large corporation would. Accidents and unexpected events happen, even if you don’t expect it. When these incidents occur, insurance is there to help protect your business financially. And because every business is unique, your insurance coverage should suit your business’s needs. Here are some considerations to evaluate as you begin to... Read More
Insurance for Rideshare Drivers
Driving for Uber or Lyft is a popular, and growing, profession. While there are benefits to driving with these companies, it’s important to make sure that you are protected on the job. Lyft and Uber have some supplemental coverage for its drivers. However, if you want to be fully protected, you will need to get your own insurance coverage. ... Read More
Digital Security and Your Business
Privacy and security are two growing areas for small business owners. Most businesses have at least some digital presence. Keeping your own data and the information provided by customers safe is crucial. In report by Verizon, they found that there were 53,000 data incidents in 2018, including 2,216 confirmed data breaches. As a small business owner, there are measures you... Read More
Home-Based Business Insurance
Many small businesses begin right in your home. Regardless if your business is just getting started or you’ve been established for a while, your home-based business should have insurance to help keep it protected. Even the comforts of home can’t stop disasters or accidents from happening. And there’s sometimes little you can do to prevent these incidents from happening. ... Read More
What Insurance Do I Need for My Store?
Owning a retail store can be a rewarding experience, but it’s no easy task. With all the hard work and dedication put into your business, you’ll want to make sure it’s protected. There is a lot that could go wrong. While we always hope that everything goes smoothly, accidents happen unexpectedly. Here are some things to think about if you... Read More
Tips to Prevent Workplace Accidents
Preventing workplace accidents is important to every small business owner. Not only is a financial burden for accidents to happen, it’s also important to help protect your employees. Workplace accidents are sometimes preventable. Here are common workplace accidents and how you may be able to avoid them. One of the most frequent causes of workplace injury are from materials handling.... Read More
Top Mistakes Businesses Make When Filing a Claim
After a disaster or accident, it’s important to file your claims correctly. When businesses fail to file a claim, they might not get the full reimbursement or no payment at all! Or sometimes, there could be a delay in payment. To avoid these troubles, make sure that you take the time to correctly and adequately file your claims. Here are... Read More