Does a Homeowners Insurance Policy Cover a Flooded Basement?
Here’s a question thousands of homeowners and renters will be asking now that the recent heavy rains are abating: Will insurance cover the water damage in my basement? Unfortunately for most the answer is “probably not.” Standard Homeowners’ insurance does not cover damage from flooding, so unless you have a specific flood insurance policy, you will have to foot the... Read More
How to Prepare for a Hurricane
Are you prepared for a hurricane? With the recent influx of hurricanes this season, it’s a good time to start thinking about ways you can help protect your home just in case you find yourself face to face with the storm. Even if you don’t live in a flood-prone area, there’s still a chance that your home could be flooded... Read More
2018 Summer Flood Prevention Tips
Summer rains are notorious for bringing floods. Hurricanes and global warming can wreak havoc on your home. According to National Geographic, floods can cause $6 billion in damages and kill about 140 people each year, just in the United States. Even if you don’t live in a high-risk flood area, you still need to take measures to protect your home.... Read More
Summer Insurance For Your Business
The summer is here and it’s the perfect time to reevaluate your business insurance policies. Even though you may think that your small business is protected by your current policies, it never hurts to do a quick check. The summer months bring their own hazards and it’s important to make sure that you are prepared for whatever pops up. These... Read More