Common Thanksgiving Insurance Claims

Thanksgiving is the start of the holiday season! Roasting turkey, spending quality time with family, and watching football are all staples of Thanksgiving. Though this time of year is for celebrating, it’s also a time for accidents. Thanksgiving Day has one of the most claims made for fires during the year. Roasting turkey is delicious, but may be more dangerous than initially expected. Before you set out the nice silverware, be aware of these common Thanksgiving Insurance claims and how to avoid them. Being prepared can help you prevent accidents from occurring.

 

Be cautious on the road

One of the most common Thanksgiving Day insurance claims is auto-related. According to AAA, 48.7 Million will travel for Thanksgiving. With low gas prices, more Americans are choosing to drive to visit family, meaning more congested roads. Being a defensive driver can reduce the chances of getting into an accident. As well as being careful on the roads, make sure that your auto insurance policy is up to date. Making sure that you have an adequate auto insurance policy can help protect you financially if something happens.

 

Be careful in the Kitchen

Cooking the turkey can be dangerous work. While some people enjoy deep-fried turkey, it’s one of the most common causes of house fires. If you plan on deep frying your turkey, make sure it is properly thawed and you have ensured safe cooking techniques. But not matter what way you decide to cook your poultry on Thanksgiving, make sure to always keep an eye out on your bird as it cooks. And don’t leave the stove or oven on when unsupervised. Make sure you have a fire extinguisher or fire blanket ready in the event of a kitchen fire. Double check your fire alarm batteries as well!

 

Prepare your home!

Having a large number of guests coming over could pose a potential scenario for someone getting hurt. Make sure that your home is ready to accommodate your guests. Ensure that handrails are secure and that there are no hazards near your stairs. Fix any home repairs that might affect the wellbeing of your guests. Make sure that there are no slippery surfaces that pose a threat. Call your insurance agent to make sure that you have homeowners insurance. This will help protect you financially in the event that a guest gets hurt in your home.

 

Watch out for pesky pets

While you may think your little dog is a family jewel, some visitors may not think so. Dog bites can be extremely damaging to you financially, and it could be physically or emotionally harmful to your guests. Keep pets away from guests to avoid any potential conflict or hazard. You can always ask your insurance agent about pet liability in your state.

 

This Thanksgiving, make sure you stay safe as your celebrate! Taking measures to prevent accidents can go a long way. It can also make your Thanksgiving go a lot smoother. Thanksgiving should be a fun time spent with family around the table (or around the TV). It shouldn’t be dictated by mishaps. Be safe and Happy Thanksgiving!

 

Call an Encharter agent at 888.754.8299 to make sure that your insurance is prepped for Thanksgiving!

 

Additional Sources:

http://agents.insurancequotes.com/property-casualty/turkey-day-insurance-facts-and-a-few-tips

https://fwfinsurance.com/10-safety-tips-to-help-protect-you-this-thanksgiving/

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