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CT home insurance expensive homes

Expensive Homes & CT Home Insurance

Connecticut is dotted with beautiful homes, sweeping green lawns, and views of the water. Although homes in CT are gorgeous, they are also notoriously expensive. CT ranks among the most expensive states to live in year after year.

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As you browse for homes, don’t forget about the cost of insurance. While most home buyers have tunnel vision on the sticker price for a home in CT, there are other costs, like insurance to consider. Before committing to an expensive CT, you may want to think about:

  • The cost of homeowners insurance and the different factors that can affect its costs.
  • Additional coverages, like flood insurance, car insurance, jewelry insurance.
  • The cost to mainatain the home, especially if you have a pool, lawn, or other expensive features.
  • Other unexpected payments outside of your home, like medical bills, emergencies, and other events.

Whether your home is worth $100 million or you live in a slightly more modest home in Connecticut, home insurance in CT is equally as important.

What does CT home insurance cover?

Regardless of where you home is located or the size of your house, it’s important to get home insurance. Insurance is there to help protect you when accidents happen. While we hope that these unexpected events don’t happen, you can’t predict the future. That’s why your CT homeowners insurance is thee to help cover these things if you expereince a loss:

  • The structure of your home
  • Living expenses in case of a disaster
  • Personal possessions

Keep in mind that homeownes insurance in CT does not cover flooding or earthquakes. And there may be other add-ons that would be helpful for your situation. Your needs will determine the types of coverage you should have to best protect your home and your family.

You should also be mindful of your coverage limits. Your coverage limit is the maximum amount your insurance will cover in the event of a loss. The best way to determine what you need for CT home insurance for your expensive home is calling up an agent.

Call us at 413.475.7283
Complete our online quote form today

A local agent like Encharter is familar with insuring expensive homes in CT. Encharter agents are here to help you get the best coverage tailored to your life. Local agents are knoweledgeable about the day-to-day in CT, and can help guide you in the insurance buying process. We are also here to help answer any questions or concerns you may have when it comes to your Connecticut homeowners insurance.

Learn more about insurance agents and the home buying process!

While we may not all have a tennis court in our home, we do have things that are valuable to us. Protect your family and your home with CT home insurance, get started with the right policy by talking to a local Encharter Insurance agent.

Chat with an Encharter agent today about homeowners insurance:
413.475.7283
Complete our online quote form

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