Flood Insurance from Encharter

Many people do not know that their basic home policy does not cover flood damage. A flood insurance policy can give you the coverage you need if you were to suffer a flood in your area.

If you want coverage for flood damage, you need flood insurance. Your home insurance will not provide coverage for flood damage. Our agents can help you navigate the process of obtaining flood insurance. They can help you determine the right coverage and policies to fit the needs of you and your home, given your flood zone.

Flood Insurance Basics

One-third of all head of households in the United States believe that flood damage would be covered by their homeowners insurance,...

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Flood Insurance FAQ

Our staff wants to help you simplify flood insurance. Below you will find frequently asked questions on everything from...

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Request a Free Flood Insurance Quote

Request a quote online or call for a quote now: 888-754-8299.

Request a Quote Now

Need coverage or expert advice?

  • Quote online.  Depending on your flood zone, you may also be able to buy online.
  • Visit our Flood tools portal to find out your flood zone, learn how to be prepared and stay abreast of current news.

Or call 888-754-8299.  Our experts are available from 8:30am to 4:30pm, Monday through Friday.

We offer Flood Insurance coverage for all flood zones:

  • High-risk flood zones (required by your mortgage lender)
  • Moderate-risk flood zones (optional)
  • Low-risk flood zones (optional)

We offer Flood Insurance policies for:

  • Homeowners
  • Renters
  • Condo Owners
  • Business Owners

We offer help with the rezoning process:

  • Better understand which zone you are in.
  • Get you the coverage you need now.  Even if you are re-zoning, you will need the required coverage throughout the process.
  • Help you get in touch with the right people to get your elevation certificate and submitting an application for a Letter of Map Amendment.