Flood Insurance from Encharter
Many people do not know that their basic home policy does not cover flood damage. A flood insurance policy can give you the coverage you need if you were to suffer a flood in your area.If you want coverage for flood damage, you need flood insurance. Your home insurance will not provide coverage for flood damage. Our agents can help you navigate the process of obtaining flood insurance. They can help you determine the right coverage and policies to fit the needs of you and your home, given your flood zone.

Flood Insurance Basics
One-third of all head of households in the United States believe that flood damage would be covered by their homeowners insurance,...
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Flood Insurance Quote Request
All 50 states have experienced flooding in the last 5 years. Did you know that your home insurance won't cover your home...
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Flood Insurance FAQ
Our staff wants to help you simplify flood insurance. Below you will find frequently asked questions on everything from...
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Flood Insurance Rates
Flood Insurance rates are set by the National Flood Insurance Program (NFIP) so even with different carriers;...
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Flood Insurance Helpful Links
If you have questions about flood insurance our agents are here to help. They are equipped with flood expertise that can...
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Latest Flood Insurance News
There have been a number of changes in the past year when it comes to Flood Insurance regulations and rates. Especially if...
Read MoreRequest a Free Flood Insurance Quote
Request a quote online or call for a quote now: 888-754-8299.Need coverage or expert advice?
- Quote online. Depending on your flood zone, you may also be able to buy online.
- Visit our Flood tools portal to find out your flood zone, learn how to be prepared and stay abreast of current news.
Or call 888-754-8299. Our experts are available from 8:30am to 4:30pm, Monday through Friday.
We offer Flood Insurance coverage for all flood zones:
- High-risk flood zones (required by your mortgage lender)
- Moderate-risk flood zones (optional)
- Low-risk flood zones (optional)
We offer Flood Insurance policies for:
- Homeowners
- Renters
- Condo Owners
- Business Owners
We offer help with the rezoning process:
- Better understand which zone you are in.
- Get you the coverage you need now. Even if you are re-zoning, you will need the required coverage throughout the process.
- Help you get in touch with the right people to get your elevation certificate and submitting an application for a Letter of Map Amendment.