All 50 states have experienced flooding in the last 5 years. Did you know that your home insurance won't cover your home for flood damage? A flood insurance policy will provide protection in the event of home destruction due to heavy rain falls, snow melts or storm surges.
For coverage or expert advice:
- Call 888.754.8299 to speak with our experts. We're here 8:30am to 4:30pm, Monday through Friday.
- Visit our Flood tools portal to find out your flood zone, learn how to be prepared and stay abreast of current news.
The coverage you need depends on the flood zone in which your home lies. Types of policies can be broken down into two categories:
- Standard Flood Insurance Policy: Homes in A & V Zones
- Preferred Risk Flood Insurance Policy: Homes in B, C, and X Zones
Under both policies, there are coverage options for building and contents. The maximum amount of coverage is $250,000 for building protection and $100,000 for contents protection.
For homes with values that exceed $250,000, ask your agent about Excess Flood Insurance.
More questions? Give us a call at 888.754.8299, fill out our online form, or check out our Flood Insurance FAQ!