I’m Renting a Summer Home…Now What?

Renters InsuranceIt’s been a family tradition for me every single Memorial Day Weekend for my whole family to get together at my house in Maine and open it up for the summer. We put in the boats and docks, clean everything out, and then have a family softball game to celebrate one of the rare occasions we can all get together. For those of us in New England, we find ourselves saving up a lot of our vacation days for summer days and vacation trips similar to my own. Whether you own a home like my family or you will be renting , it’s important to be aware of th insurance options for your family while  you’re enjoying summer at a home away from your home. 

If you are renting a vacation home this summer, the good news it that your current Massachusetts Renters Insurance policy or homeowners insurance policy will cover your things while you’re away.  Often times
when  you’re renting, especially if it’s for an extended period of time, you will bring a lot of your own things to the rental home.Your Insurance provides coverage for your personal property wherever you are in the world, but it is usually a percentage of the coverage you have. For example if you had $30,000 on your policy the may give you 10% worldwide, giving you $3,000 in coverage. This is usually a good amount for people on a vacation with the average amount of property you would bring for a trip. If you do end up on extended trip or you’re just not sure if your Renters  or Homeowners Insurance Policy would give you enough coverage, call our agents to get a better idea!

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Renters InsuranceIt’s been a family tradition for me every single Memorial Day Weekend for my whole family to get together at my house in Maine and open it up for the summer. We put in the boats and docks, clean everything out, and then have a family softball game to celebrate one of the rare occasions we can all get together. For those of us in New England, we find ourselves saving up a lot of our vacation days for summer days and vacation trips similar to my own. Whether you own a home like my family or you will be renting , it’s important to be aware of th insurance options for your family while  you’re enjoying summer at a home away from your home. 

If you are renting a vacation home this summer, the good news it that your current Massachusetts Renters Insurance policy or homeowners insurance policy will cover your things while you’re away.  Often times
when  you’re renting, especially if it’s for an extended period of time, you will bring a lot of your own things to the rental home.Your Insurance provides coverage for your personal property wherever you are in the world, but it is usually a percentage of the coverage you have. For example if you had $30,000 on your policy the may give you 10% worldwide, giving you $3,000 in coverage. This is usually a good amount for people on a vacation with the average amount of property you would bring for a trip. If you do end up on extended trip or you’re just not sure if your Renters  or Homeowners Insurance Policy would give you enough coverage, call our agents to get a better idea!

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