I’m Worried About Ice Dam Coverage…Now What?

What happens if all of this heavy snow and ice turns into a leaking roof for you? Ice dams are one of the top home insurance claims every winter. Given the mass amounts of snow many in Massachusetts this winter, even more people are likely to suffer damage to their homes from this issue. The first thing to do is that if you believe your home is at risk be sure you have taken the necessary precautions. Now that the snow has stopped, consider hiring someone to clear off your roof. The snow is heavy and potentially packed with even heavier ice. The cost of hiring someone is a lot less than the cost of repairing a roof.

home insurance ice dam coverageIn the event that you do have damage from ice dams or issues with roof damage from heavy snow, most Massachusetts home insurance policies will cover damage such as interior water damage. A basic MA home insurance policy will also cover damage to the roof shingles or siding, damage to insulation in your walls and attic, and mold and mildew issues. Keep in mind any claim you place will be subject to your deductible and every situation is unique.

If you have questions about your insurance coverage and potential damage due to this terrible winter, give us a call. We can help break down various issues you are worried about and help you figure out if you would have enough coverage in the event your home suffered damage. Call us at 888.865.1244 today!

 

For more in-depth information about Insurance Coverage for Ice Damage, click here.

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