Whether required or not in your state, auto insurance can give you the coverage and protection needed before you hit the road. When behind the wheel, it is important to be prepared for the unexpected. Our agents can work with you, getting you just the right coverage for you and your vehicle.

If you are looking for car insurance for your new vehicle or you are shopping around for a better policy in ConnecticutMassachusetts or New Jersey, we have you covered, literally. Our agents can work with you and help you get affordable and comprehensive coverage for your auto insurance policy. They will walk you through the buying process, and will make sure you get the protection and discounts that are right for you and your vehicle.

Auto Insurance Coverages

Some of the basic coverages on an automobile insurance policy include:


This coverage can protect you from loss in the event that you are in an accident with another vehicle..

Liability can help protect you in the event that you are the cause of property damage or injury to others while behind the wheel.

This cover can help protect an injured driver or members of an insured vehicle that were harmed in an accident for which you are at-fault.

Comprehensive offers protection for damage to your vehicle by something other than a collision.

Having a better understanding of what these coverages mean can help you have a better conversation with your agent about your policy. Just how high should your limits be? You are required by law, depending on your state, to have a certain amount, but that amount is minimal. As an agency we always suggest higher than minimum limits because the more coverage and protection you have, the better off you are.

For more information about discounts available to you, or for recommended limits for CT, MA, and NJ, visit the state-specific car insurance pages. Encharter also offers other types of insurance for products such as your homemotorcycle or business.

Check out our customer testimonials to see what our clients are saying!

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Request your Auto Insurance quote today!

Click or call Encharter at 888.754.8299 to request a quote