Hi neighbors!  Encharter Insurance is based in Amherst, Massachusetts so we know what life is like here.  Because we are locals, we can help you find the right auto and home insurance for you and your needs.  In fact, we’ve been insuring Amherst residents since 1879! When disaster strikes, it’s always nice to know that a friendly face is around the corner to help.

Amherst, MA Auto Insurance

State laws require residents to have auto insurance in Amherst, MA and Encharter can help with that.  We know the roads around here and we can help protect your car. When choosing an auto insurance plan, consider some different types of coverage.  Collision coverage, liability insurance, medical coverage, and comprehensive coverage are all options to look further into. Saving money is a priority for many.  Thankfully, Encharter offers an array of auto insurance discounts for Amherst residents.  If your student is doing well in school, we have a good student discount (Go UMass Minutemen!).  We also offer low mileage discounts, multi-car discounts, safe driver discounts, and many more.   An Encharter agent will assist you to select the plan that will complement you.

Home Insurance in Amherst, Mass

Owning a home is a huge responsibility.  Things go wrong and disasters happen unexpectedly.  Having a suitable homeowner’s insurance plan can be crucial. Our agents are ready to help you find the coverage you need.  Home insurance can cover replacement costs, additional living expenses, personal possessions, liability protection, and the structure of your home.  We also have discounts that you may be able to qualify for!  The weather may be unpredictable in Amherst, but Encharter will always be here to help you protect your home.

Small Business Insurance for Amherst, MA Small Businesses

We’re a small business and we know the challenges other Amherst small businesses face.  Commercial insurance can be vital for a business to thrive and be successful.  We can help our local businesses find a commercial insurance package that works for your businesses’ needs and our agents are happy to help you pick the best insurance for your company.  From general liability to workers compensation to commercial auto insurance, there are many options to consider. We want your business to be safe.  One of our Amherst agents could happen to stroll in on a sunny afternoon!

Insurance for College and Grad Students at UMass Amherst

Our location on University Drive makes Encharter a great option for anyone who attends one of the Five College Consortium.  College is great time to be thinking about insurance.  Dorms and apartments hold a lot valuable possessions and it would be awful if something happened to them.  Insuring your important items could be essential.  If you live off campus or have recently graduated, you may want to look into renters insurance.  With renters insurance, you’ll be protected from fire and smoke damage, flooding, theft, and more. Insuring your car while at school can sometimes be tricky, but because we are local, Encharter would be a good choice for those who need it.  Whether you go to UMass, Amherst College, Mount Holyoke College, Smith College, Hampshire College, or have recently graduated, we can help you protect your car or apartment with insurance.

At Encharter, we want to make sure that our fellow Amherst residents are safe.  For whatever unique situation you have, we can help protect you and your assets.  Whether it’s an antique family heirloom, a favorite classic car, or making sure your UMass Amherst student’s possessions are safe, we can help provide the insurance you need.   And the best part is that we’re right here in town, making it easy to stop by.

Vist our location page for the Encharter Amherst Insurance office.

Living in Amherst, MA and need insurance?

Get in touch with our agents today!