There is nothing better for a motorcycle owner than hitting the open road on a beautiful day. There is nothing more important for a motorcycle owner than having great Motorcycle Insurance Coverage. Whether hitting roads nearby in Massachusetts or heading out on a longer journey, it is crucial to make sure that you have the coverage you need. There are lots of different types of motorcycle riders, the same way there are different types of motorcycles; those who ride year-round and those who take out their bike when the weather gets warmer. There are also those that just started to ride and those that have been riding for as long as they have been driving a car.

Our agents will get to know you, your bike, and your needs, no matter what kind of motorcycle you own or what kind of rider you are. After asking you some questions, they use that information to build you a custom quote to fit all of your needs, almost like getting a custom bike. Having the right coverage is important and should be able to protect every aspect of your motorcycle. If you have accessories, you’ll want to make sure they are covered on your MA Motorcycle Insurance policy. It is important to let your agent know about any accessories you will need coverage for, since they may not be included on the Motorcycle Insurance basics.

The right policy doesn’t mean just having coverage, it means having the right coverage for all areas of your motorcycle riding. In Massachusetts, Personal Injury Protection does not apply when you are riding a motorcycle. Our agents suggest purchasing Medical Payments Coverage that would help cover medical bills if you were in an accident on your bike. They also suggest you add coverage if you have customized your bike. A basic Motorcycle Insurance policy will most likely not include enough coverage for a custom bike.  Adding the additional coverage of an Umbrella policy could help make sure you would have enough insurance if you needed to replace or repair your custom motorcycle.

Now that you know some information about the insurance side, here are some facts that are a little bit more on the “fun” side about this great state:

  • Fenway Park opened on April 20, 1912. This makes it the oldest baseball field built for a major league team.
  • It is estimated that helmets reduce the likelihood of a crash fatality by 37 percent. Good thing they are required here!
  • The first ever chocolate chip cookie was baked at the Toll House Inn in Whitman.
  • The TD Garden was built just 9 inches from the old Boston Garden. This meant when it was time to take down the old Boston Garden, it had to be done brick by brick.

Having the right coverage is crucial and you never want to have to cut coverage in order to get an affordable rate. Did you know there are discounts for Motorcycle Insurance? When you have discount options, you don’t have to sacrifice coverage to get a price that is right for you. When you speak with one of our agents, talk to them about the following options that may be available to you:

  • Credit for qualified safety courses
  • Renewals
  • Mature Riders
  • Multi-policy discount

Knowing that you have potential discounts and being more aware of the coverage and how they apply to your motorcycle needs is a perfect start to an accurate quote. In order to get the most accurate quote, have the following information on hand when you call to speak with an agent:

  • Value of the bike
  • Year, Make, and model of your motorcycle
  • The CC’s of your bike

Encharter also offers amazing protection on your other personal possessions as well, such as your car and home.  Find out more about the types of coverage available to you.

Interested in a Massachusetts Motorcycle Insurance policy with us? Call one of our agents today to get a quote at 888.754.8299 or fill out the website form above!

 

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