Before you hit the open sea, lake, or even pond, make sure your boat is covered with a policy to fit your needs.

While you can’t boat year-round, you can still enjoy the water during the warmer months. No matter how you use your boat – to relax, fish, race, etc. – it’s still important to make sure that you, your passengers and your boat are protected while out on the water. Our agents are prepared to work with our carriers to get you a personalized boat insurance policy with the best protection available in New Jersey, Massachusetts, or Connecticut. We understand that sailors, power boaters and commercial fishermen all have unique needs, and we’re prepared to tailor our available policies to fit those needs.

We can offer personal watercraft insurance plans to cover many types of loss including:

  • Liability Coverage – Should an accident occur out on the water with another person or boat, you may need liability coverage if you are at fault. Multiple options of coverage and limits are available when you are customizing your policy. Our agents can walk you through coverage and help you pick the maximum personalized protection for your watercraft.
  • Physical Damage Coverage – This coverage is optional, but is designed to protect your boat, motor and trailer. Our agents can advise the proper physical damage coverage for each boat you have on your policy. All coverage is subject to your chosen deductible, or amount that you pay out of pocket before your coverage kicks in.
  • Medical Payments Coverage – If you or your passengers get hurt out on the water, this protection will help cover eligible medical expenses.

Depending on your location, boat, or boating habits, you may want even more coverage. Our agents can provide you with an umbrella policy which can protect you even in situations where your liability exceeds your limits. Your boat is a big investment so it’s important you get the right coverage you need. Our agents can help!

Regardless if you’ve been boating for years or if you’re buying your first in CT, MA, or NJ, it is to your benefit to go over your boat insurance policy to ensure that it’s protecting you the way it should. Don’t forget to ask us about discounts for which you may be eligible!

You can save money by going paperless or even just by bundling your auto or home insurance policy with your boat insurance with our combine and save discount option.

Give our agents a call at 888.754.8299 or fill out the form online to get started on your personalized quote today.