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summer car insurance

Summer Car Insurance Tips

You might be ready for the summer sunshine, but is your car prepared? Getting your car ready for summer is more than just cranking the AC. Prep your car now so that you can enjoy the summer without thinking about car troubles! These summer car insurance tips can help your summer go without any hiccups.

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Maintenance Checklist

The heat of summer can exacerbate any existing issues your car may have. Tend to them before they become a bigger headache. Take a look at these maintenance items to help assess your car’s condition.

  • Check the AC System –  Before it gets too hot outside, do a test of your AC system!
  • Check Fluid Levels- Make sure to check your vehicle’s fluid levels. These include coolant, transmission fluid, radiator fluid, oil, power steering fluid, brake fluid, window washer fluid, and air conditioning fluid. 
  • Inspect Windshield Wiper Blades – After the winter, it may be time to replace your windshield wiper blades. During the summer storms, having a good pair of windshield wiper blades can help increase visibility.
  • Check Your Tire Pressure – When the temperature changes, you may need to adjust your tire pressure. Proper tire pressure can help improve your gas mileage and help keep the tires healthy. 
  • Test the Car Battery – With extreme conditions, like heat, an old car battery may fail. Look for signs like dim headlights, a clicking sound when you turn the key, slow crank, or needing to press on the gas pedal to start.
  • Check the Brakes – Brakes are essential for your safety on the road. Get your brakes inspected or replaced, if needed.

If you are ever in doubt about the safety or repair needs of your car, bring it to a professional. They can help to ensure that your car is safe for the road!

Auto Insurance Tips

Prepping for summer is more than just your car’s physical safety. This summer, check on your auto insurance. Here are some tips for coverage and ways to save!

Review Your Auto Insurance

Reviewing your auto insurance is an easy way to help you prepare for summer! Make sure that you understand what is, and isn’t covered in your policy. You should also feel comfortable with your coverage limits, just in case something happens. If you have any changes, life updates, or have any questions, talk to your agent about it!

Summer Coverages

This summer, be prepared for all the unexpected things. From hurricanes, hot weather, road trips, and more – there’s a lot that can go wrong. Think about these coverages for the upcoming summer season:

  • Comprehensive Coverage – This type of coverage can help protect your car from things like fallen branches, damage from a flood, and more. It’s typically not required, so ask your insurance agent about getting coverage! 
  • Car Rental Insurance – Are you renting a car for a road trip? It’s always a good idea to have insurance coverage for your rental car. Learn more about car rental insurance here.
  • Roadside Assistance – This coverage is great for those who plan to be out frequently this summer. Roadside assistance can help with things like emergency towing, help with your battery, changing a flat tire, getting locked out, and even running out of gas.
  • Trailer Insurance Coverage – Are you towing a trailer? If you are, learn more about the best ways to stay safe on the road. You’ll want to talk to your agent about the right type of trailer insurance for your situation.
Call us at 413.475.283
Complete our online quote form today

How to Save

The summer has some good opportunities to help you save on insurance coverage. Here are just a few ways to save:

  • Bundling – Bundling coverage is a common way to save. In the summer, you might have an opportunity to save by bundling motorcycle or boat insurance with your current policy!
  • Teen Drivers – With college around the corner, talk to your insurance agent about the best way to save when your teen leaves for college! Some insurance companies may let you take your child off your auto insurance if they will only be driving in the summer.
  • Good Driver Discounts – Ask your insurance agent about a good driver discount and how you may qualify!
  • Good Credit Discounts – Have good credit? It could qualify you for a discount.
  • Multiple Policy Discounts – If you have more than one policy with an insurance provider, they may offer you a discount for multiple policies.

Have fun this summer. And if you ever have questions or concerns about your auto insurance this summer, call Encharter! We are here to help you with your auto insurance needs. Whether that’s finding ways to save, updating your coverage, or just answering some questions, we’re here for you.

Chat with an Encharter agent today: 413.475.7283!
Complete our online quote form

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