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new years insurance resolutions

5 New Year’s Insurance Resolutions

The New Year is here and it’s the perfect time to think about ways to improve. Whether it’s related to your personal life, work life, or family life, now is a popular time to reflect upon ways to make the new year great! Similar to any other New Year’s Resolutions, you should consider ways to improve your insurance coverages. Insurance... Read More

Video Mondays: Encharter’s Resolutions

New year, new you! Last week we shared our Life Changes eBook to help you with your insurance needs that may come with the "new you" in 2015. Take a look at what the Encharter Insurance staff is aiming to do to become a better version of themselves this year. Don't worry though, our staff is still committed to bringing... Read More

Tips to Avoid Break-Ins While You’re on Vacation

This weather has me thinking two things; number one is that it is going to be harder to keep my New Year’s Resolution to go to the gym than I thought and number two is that it may be time to plan a vacation! I can’t exactly help you get motivated in the cold weather to drag yourself to the gym, but... Read More

home insurance new jersey

This weather has me thinking two things; number one is that it is going to be harder to keep my New Year’s Resolution to go to the gym than I thought and number two is that it may be time to plan a vacation! I can’t exactly help you get motivated in the cold weather to drag yourself to the gym, but I may be able to help you with your vacation. Whether you already have one planned or are currently planning one, don’t forget to have a plan for your empty house while you’re away. What do I mean? You don’t want to come home to find your home broken into and unfortunately there are certain signs that can lead to break-ins while you’re on vacation.

Here are some tips on what to do to your home to make it less obvious to robbers that no one is home:

Lighting. Leave some outdoor lights on, especially around the entry ways of your home, to give it an occupied appearance. You may also want to leave a couple lights on or maybe even a TV inside your home.

Answering Machine.   A telephone ringing for a long time many times through the day and night is an indicator that the home is empty so try to set it to only ring a couple times. Definitely don’t set your machine to have a message indicating you are away on vacation!

Keys and Locks.  Are you guilty of hiding keys in mailboxes or under door mats? These are places robbers have caught on to; leave a key with a neighbor instead.

Doors and windows. ALL doors should be locked.  Even those doors leading from the garage to the house or the basement door, make it as difficult as possible to get in. All windows, including second story windows, should all be locked as well.

Identity Theft.  While away on vacation secure any important valuables, credit cards, etc. in a safe or safe deposit box.  Make it hard for a criminal to find what he is looking for.  You could also leave important documents like this (and other valuables) with a trusted friend or family member while away.

Inform a Neighbor.  Let a neighbor know of your absence and have them keep an eye on your house. Things like bringing in your mail/newspapers daily can help your home look more lived
in.

Firearms in the Home. Secure any firearms you have in your home in a safe or some other location that will be difficult to find them.

Car in the Driveway.  Leave a car in the driveway or maybe ask one of your neighbors or friends to park a car in your driveway while away.  This will give the appearance of someone being home.

Now, you can enjoy your vacation knowing your home is safer from break-ins. What else can you do to protect your home? New Jersey Home Insurance of course! If you are in need a new home insurance policy or want to update your current policy, give our agents a call. They are ready to help you get a policy that is right for your needs (and budget).

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Better New Years Resolutions for a Better You

You have under a week now to come up with this years’ New Years resolution. Let me guess you want to lose weight, start exercising, or kick that bad habit? It is definitely that time again, everyone is discussing their New Year’s resolution and wanting to know yours.Why not surprise yourself, and others, this year with a resolution that is... Read More

CT Life Insurance You have under a week now to come up with this years’ New Years resolution. Let me guess you want to lose weight, start exercising, or kick that bad habit? It is definitely that time again, everyone is discussing their New Year’s resolution and wanting to know yours.Why not surprise yourself, and others, this year with a resolution that is a little less on the conventional side.

Spend less time daily worrying.  It sounds so cliché, but ask yourself: “Will
this really matter in a year? What about a couple months or even days?” If you
do this you may find most things aren’t worth worrying about.

Read a book a month that’s out of your comfort zone. Sure Fifty Shades of Grey may have been your favorite book of 2012, but why not expand your variety a little?

Use your vacation time. That vacation time is there so that you can relax and take time for yourself. Don’t feel like you shouldn’t take it just because you don’t have a big trip planned!

Do one thing a week just because you want to. Sometimes it’s easier to take care of everyone around us than ourselves. Doing things like getting a manicure or seeing a movie could mean a happier you and a happier you is better for everyone!

Learn something new every day. Even something as simple as learning the Merriam-Webster Word of the Day could have you just a little smarter with each passing day. Donnybrook means a brawl or usually public quarrel. You’re welcome for the head start!

Try new things. You just never know what you’re missing out on. Trying new things is a great way to cross things off your bucket list and meet new people…talk about killing two birds with one stone!

Laugh more. When was the last time you laughed so hard you cried? This one needs no explanation, but I will say it can also count as an ab work-out for those of you still wanting to “exercise more” this year.

It’s important to always be thinking of better ways to improve your life, even after the ball drops in Times Square. If 2012 drilled anything into our brains, it’s that “You only live once”, who could forget YOLO? With that in mind, another thing to put on your to-do list this year is to get a great Connecticut Life Insurance policy. It’s not something we like to think about, but it’s one of the most important things you can do for your loved ones. Call your agent today, check up on your Connecticut home and auto insurance policy for the New Year and ask about life insurance!

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Recipe of the Week: Orange Banana Smoothie

We’re closing in on a month on my resolution to lose some weight this year, and I’m doing ok. But I’ll be honest: finding fun, healthy and tasty recipes like this sure make it easier. Try this Orange Banana Smoothie from Food Network’s Ina Garten, cuz I sure will… Ingredients 1 1/2 cups freshly squeezed orange juice (4 oranges) 1... Read More

Recipe of the Week: Plum-Raspberry Blintzes

I don’t know about you, but lately I’ve been looking for some healthy but delicious breakfast recipes to help me stick to my New Year’s Resolutions. Here’s one for Plum-Raspberry Blintzes from FoodNetwork.com: Directions Toss 1 chopped plum with 1/4 cup granulated sugar, 1 teaspoon cornstarch and 1/4 teaspoon each cinnamon and salt. Microwave 3 minutes, then stir and set aside. Puree 3/4 cup cottage cheese in a blender with 1 egg, 2 tablespoons sugar and 1/2 teaspoon vanilla. Spoon onto the center of 4 prepared 9-inch crepes;... Read More

New Year’s Resolutions & MA Insurance

New Year’s Eve is almost upon us. We all know what that means: it’s time to declare a New Year’s Resolution that many of us probably won’t end up keeping. Hey, it sounds good at the time right?! According to Time, these are the Top 10 Commonly Broken New Year’s Resolutions: Lose weight and get fit Quit smoking Learn something... Read More

Saving Money A New Year’s Resolution?

According to the USA.gov website, the following are the most popular New Year’s Resolutions: Drink Less Alcohol Eat Healthy Food Get a Better Educations Get a Better Job Get Fit Lose Weight Manage Debt Manage Stress Quit Smoking Reduce, Reuse, and Recycle Save Money Take a Trip Volunteer to Help Others I think the ones that I’ve heard the most... Read More

New Year’s Resolutions…

With the New Year upon us, it is time to start thinking about those pesky New Year’s resolutions. For me, I need to get in more exercise and loose a few pounds.Since I am not a smoker, these two things will have the biggest impact on my overall health. In fact, smoking and your body mass index (BMI) are two... Read More