home renovation contractor

Things to Look Out For When Hiring a Contractor

Warm weather isn’t just nice for day to day activities, it can also bring about big changes. Renovating your home is hectic, but also exciting. When coming up with renovation plans, your contractor is crucial. You want someone who will share the same vision and passion for your home as you. Your contractor is responsible for the success of your project, so its important to get the right person for the job. Watch out for these warning signs before your commit to a contractor!

Lack of References

Your future contractors should have a list of references from previous work. Unless they are a new company, a lack of references could mean that their previous clients are dissatisfied.

No Permits

Before you hire anyone to do work on your home, make sure they have the appropriate permits. While small jobs may not need a permit, it’s still a good idea to check. If your contractor doesn’t have the right permits for a job, and something goes wrong, your home insurance may not cover the damages.

No Insurance

Home renovations are no joke. Things go wrong frequently. Insurance is there to help protect against the unpredictable. Your contractor should have business insurance. Otherwise, if they slip and fall, you could be paying out of pocket for those expenses. It’s also a good idea to contact your insurance agent before any renovations begin. They can help you go over your own home insurance policy and get ready for those home improvements.

No Written Contract

It’s always a good idea to get a written contract for the work. It helps make sure that you and the contractor are in agreement with the project at hand. Lay out all the terms and conditions of the work. Going forward, if anything needs to be changed, both you and the contractor will need to sign off on those changes. This keeps everyone informed and accountable.

Payment in Full Upfront

If your contractor asks you to pay for the entire project upfront, it could be a red flag. Though there is usually some sort of upfront payment, most companies will charge you throughout the work. Often times renovation projects may need adjustments, so the cost may fluctuate a bit as well.

No Address

The contractor or company you hire should have a listed address. While some contractors may work out of their home, they should still be able to be contacted. If you can’t find an address, ask them about it. If they don’t disclose, it’s possible that they are trying to hide something. Always be cautious and double check!


Before you commit to a contractor, do your homework. Look them up, see if they have any reviews or references online. A bit of due diligence can go a long way. Any home renovation or project is a financial investment, so make sure you’re not getting the short end of the stick. You should also communicate with your home insurance company and let them know of the home upgrades you are working on!


Talk to an Encharter agent today at 888.754.8299!

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