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trampoline insurance safety

Top Safety Tips For Trampolines

A trampoline is every kid’s dream. Though they are fun, for both children and adults, trampolines are dangerous. The US Consumer Product Safety Commission reported 295,000 medically treated trampoline related injuries in 2015. Of those, more than 102,000 were visits to the emergency room!

 

The Most Common Injuries

Most serious injuries from trampoline accidents involve:

  • Two people colliding with each other
  • Falling onto the trampoline’s springs or frame
  • Accidentally jumping off the trampoline
  • Attempting stunts or flips

How To Stay Safe

If you have a trampoline, or are purchasing one for your home, be aware of the safety risks. Trampolines are inherently dangerous, so it’s always best to proceed with caution.

Safety When Setting Up Your Trampoline

  • When setting up your trampoline, make sure that you follow all safety guidelines in the manual.
  • Place the trampoline on a even, ground-level surface. If it is on an elevated surface, it could be more dangerous if someone were to bounce off.
  • Make sure that the padding is covering the poles, frame, and spring. These pieces are made of hard metal and can cause harm if someone accidentally bounces into them.

Maintain Your Trampoline

  • Make sure that all the padding is in place. There should be padding on the poles, around the springs, and any other potential landing surfaces. The padding should be in good condition.
  • Regularly check the safety equipment for your trampoline. Replace or repair parts as needed. Be on the lookout for tears, detached pieces, or other breakage.

Be Careful When On The Trampoline

  • Always make sure there is an adult supervising when children are playing on the trampoline. While they are fun to bounce around on, accidents can quickly happen.
  • Avoid doing somersaults or flips. They are often the cause of injury and are particularly dangerous when executed incorrectly.
  • Only let one person bounce at a time. Many injuries occur when bouncers collide with one another.
  • Don’t use a ladder for your trampoline. Ladders encourage younger children to use them. If a child is too young to climb on, then they should not be jumping on it.

Insurance for Trampolines

If you decide to purchase a trampoline, or already have one, it’s important to tell your insurance agent about it. They are a big safety hazard. Depending on your home insurance, you may or may not be covered if a trampoline-related incident occurs. For some policies, they are covered up to the limits of your coverage. For others, they may only be included if there are certain safety protocols met. And for other policies, trampolines may be excluded from coverage. Communication with your insurance agent is the best way to ensure adequate coverage. Before getting a trampoline, talk to your agent about the implications to your current homeowners insurance coverage.

Always remember to practice safety around trampolines. They’re fun, but dangerous toys to have! And if ever in doubt, call up your insurance agent. They can help address an questions or concerns you may have about your insurance coverage!

 

Chat with an Encharter agent today at 888.754.8299!

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